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5 Ways to Make Money Resolutions That Stick

5 Ways to Make Money Resolutions That Stick The new year is a time for new beginnings. Are you ready to make money resolutions that stick? By GreenPath Financial Wellness Eliminating debt, learning new spending habits, or building savings are choices that can change your life. They can affect your entire well-being from stress levels, to physical and mental health. …

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For Holidays, Less is More

Spending Less This Holiday Season This holiday season, during a pandemic and product shortages, could less be more? Another holiday season is upon us, and for the second year in a row, the impacts of COVID will likely color the celebrations. While the season is an opportunity to focus on the things that matter most in life, exchanging gifts is a long-standing tradition and a way to share …

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Making a Down Payment On a House

Making a Down Payment on a House A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for a down payment. What is a Down Payment? A down payment is a percentage of the home’s purchase price that you pay upfront. In other words, the down payment is the part of what …

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Tracking Your Joint Expenses

Tracking Your Joint Expenses It’s hard enough keeping track of your own expenses. So you shouldn’t be surprised that managing money as a team effort can test your patience, especially if your partner has a different method of keeping financial records—or worse, no method at all. In some ways, it’s easier for you today than it was for your parents …

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Mortgage Application Checklist

Mortgage Application Checklist One of the most tedious parts of home buying is gathering the right documentation, but prepping beforehand makes it that much easier. The documents required for a mortgage application can be categorized by type: Proof of Income/Employment, Proof of Assets, Credit History, and Residential History. These give potential lenders a glimpse into your situation so they see …

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Early Withdrawals From Retirement Savings

Early Withdrawals From Retirement Savings Whether you find yourself laid off from work, facing a medical emergency, or confronted with a situation that you’re financially unprepared for, it may be tempting to withdraw from retirement savings—but there are penalties and consequences you need to consider before doing so. Early Withdrawal Penalties There are serious consequences to accessing your retirement funds …

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What is a HELOC?

What is a HELOC? What is a HELOC and how does it work? A home equity line of credit (HELOC) is a line of credit that allows you to tap into your home’s equity or the difference between what your home is valued at and how much you owe on it. How it Works Like a credit card, a HELOC is a …

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5 Steps to Prepare for a Big Purchase

5 Steps to Prepare for a Big PurchaseWhat does it take to decide on a big purchase? A financial journey typically includes several twists and turns – such as understanding how to manage spending, build savings, and control debt. There might be “speed bumps” in the form of unexpected changes in income. Along the way, you might also navigate milestone …

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Vacation Planning

Vacation Planning and Budgeting Planning a trip this year? Here’s what to know about traveling in 2021 and how much you should spend. Where Can You Go? As of April 2, 2021, the CDC has stated: “People who are fully vaccinated with an FDA-authorized vaccine can travel safely within the United States.” While extra safety protocols are still being practiced in many …

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Talking To Your Partner About Money

Talking To Your Partner About Money Do you know how to have productive conversations around your finances? When it comes to talking with a spouse or partner about money, many people shy away. It can be scary—but it doesn’t have to be. Positive and frequent communication is key. Talk Often A great way to reduce the stress of talking about …