woman working at home writing a check

‘Check’ It Out

‘Check’ It Out Checking accounts can often come with pesky fees, which are designed to catch you off guard and cost you money.  But to pay your rent, cover your credit card, cable, or utility bills, and repay your student loans, you almost certainly need a checking account. Do you currently have one? Look through your account’s transaction history and …

man at desk counting cash

What To Do With Your Stimulus Check

If you qualify for a stimulus check, you may be wondering what to do with the money—or what the wisest thing to do might be. Here are a few things to consider. !function(e,t){var s=”script”,a=e.getElementsByTagName(s)[0],n=e.createElement(s);n.async=!0,n.src=”https://teachbanzai.com/coach/styles.js?subdomain=lafinancial”,a.parentNode.insertBefore(n,a)}(document); Click here to read how this calculator works, and for disclaimers. Many Americans have found themselves struggling financially due to the Covid-19 pandemic. Those who have had …

mans hand typing on calculator looking at budget graphs

Looking at Budgeting

. Your budget is your blueprint for keeping cash flow positive, and for sticking to your saving goals. Whether you’re single, supporting others, and/or have a partner, it’s essential to have one overall household budget. That big picture is indispensable for having a good sense, based on actual numbers, of where your household stands financially, and how you plan to …

toy car sitting on a calculator and calendar

What a Car Loan Costs

When you’re shopping for a car loan, remember that what it costs you to borrow depends on three things: The APR is a percentage of the loan principal that you must pay to your credit union, bank, or other lender every year to finance the purchase of your car. This finance charge includes interest and any fees for arranging the …

piggy bank with emergency fund post it

Emergency Funds

Even if you have a great handle on your finances, unexpected challenges can come along that threaten your financial stability – losing a job, dealing with an injury or illness, or having to help a family member who is in need. If you’re not collecting a paycheck, or if you have large, out-of-the-ordinary costs to cover, that can throw your …