Welcome to LA Financial – your local credit union.

A friend or family member referred you to us and we’re so glad you're here. Whether you’re looking for a loan with a better rate or a checking account with a variety of special perks, you’re in the right place.

Plus, as a friend of LA Financial, you can get cash rewards when you open a select loan or checking account.

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Get the financial and banking products you need – with the best features, rates and service in the market.

Serving LA County residents for over 85 years, our members benefit from great rates and products, backed by local, friendly service. We are proud to be helping our 26,000+ members build a strong financial foundation and future.

Can you benefit from LA Financial? Let’s find out!

Open a checking account, or apply for a vehicle or personal loan and get a cash bonus!1, 2

It’s our way of saying welcome to the LA Financial family!

Vehicle Loans

We offer some of the lowest rates on auto loans and recreational vehicles (everything from boats to RVs to motorcycles) as well as refinancing on existing car loans.

Plus, you'll get $150 in cash once your loan funds.1 (Just be sure to mention your referring friend or family member on your application.)

Apply today >
Learn more >

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Checking Accounts

Our Play and Flex Checking Accounts offer great perks including cell phone protection, savings on fuel, and identity protection.

Plus if you move forward, you’ll get $100 in cash once you open your account and have 90 days of qualified activity!2
(Just be sure to mention your referring friend or family member on your application.)

Open an Account >
Learn more >

Personal Loans

Cover everyday expenses or fund your next big adventure with an affordable personal loan. With a fixed-rate, unsecured loan, you can consolidate your debt, make home improvements, or pay off high-rate credit cards.

Plus, you'll get $150 in cash once your loan funds.1
(Just be sure to mention your referring friend or family member on your application.)

Apply today >
Learn more >

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Looking for more? We also offer:

Home Loans

Home Loans

Mortgages, refinancing, and HELOCs
Learn more >

Personal Loans

Personal Loans

Fixed-rate loans and lines of credit
Learn more >

Savings Accounts

Savings Accounts

Primary savings, CDs, IRAs, and more
Learn more >

Youth Savings Accounts

Youth Savings Accounts

Coogan accounts, Happy Savers Club, and more
Learn more >

Credit Cards

Credit Cards

For both personal and business
Learn more >

Insurance

Insurance

Homeowners, auto, life, and AD&D
Learn more >

We’re here to help you!

Have questions? Fill out this quick form and one of our team members will be in touch within 24 hours to answer all your questions and discuss your needs.

Products of Interest

1 Offer is only eligible for new members referred by current LA Financial or Havasu Community Credit Union members as of the date of application on new and used vehicles or refinances with a minimum loan amount of $15,000 and personal term loans with a minimum loan amount of $10,000. We only offer personal loans in California & Arizona. Personal Lines of Credit are not eligible for this promotion. Not valid on existing LA Financial vehicles or personal loans. The loan applicant and referrer are ineligible for the $150 promotional dividend if the loan applicant is already a member of LA Financial Credit Union or Havasu Community Credit Union. The promotional dividend amount of $150 will be posted to both the referrer and loan applicant's LA Financial Primary Savings accounts within 45 days of funding. This referral program is available for a limited time only and may be discontinued anytime. The loan must be accepted and funded to receive the offered dividend. Referrer and loan applicant only receive a dividend after a loan is funded. The referrer's full name must be submitted on the loan application during the initial loan inquiry. No dividend will be given to either party if the referrer's name is mentioned any time after the loan application has been submitted. Members must be 18 years or older to qualify. Members' personal information will not be shared for purposes other than this referral transaction. Offer only eligible for LA Financial members in good standing.

2 Refer a friend offer is only eligible for new members referred by current LA Financial or Havasu Community Credit Union members as of the opening date of a new Play or Flex Spending Account, otherwise known as a subscription checking account. New member must qualify for membership and a checking account based on Credit Union approval. After 90 days of qualified activity, which includes establishing direct deposit within the first 30 days of account opening,  with a minimum of $500 in direct deposits per month, the promotional dividend amount of $100 will be posted to both the referrer and newly referred members’ LA Financial Primary Savings accounts within 45 days. The referrer's full name must be submitted on the Play or Flex Account application during opening. No dividend will be given to either party if the referrer's name is mentioned after the original application has been submitted. Members' personal information will not be shared for purposes other than this referral transaction. Offer only eligible for LA Financial members in good standing. This referral program is available for a limited time only and may be discontinued anytime. Members must be 18 years or older to qualify. A 1099-INT will be issued to members who receive this bonus for tax purposes.