Get $850 back when
you purchase a home*

Buying a home or refinancing your mortgage is a big decision.

Let us make it less stressful by putting $850 back in your wallet.*

Get started here

Or call us at 1-800-894-1200 x1883

We’re here to help you find the home financing that fits your needs. Whether this is your first time applying for a home loan, buying a vacation home, second home, an investment property or refinancing your existing mortgage, we can assist you in purchasing your home.

Here are some examples of the loan options we can help you consider:

  • Purchase or refinance
  • As low as 5% down on fixed and adjustable rate 1st mortgages*
  • 10% or more down on 7/1 ARM with no PMI
  • 1-4 Investment Property Home Loans: Fixed and variable rates with LTVs up to 85%, purchase, cash-out refinance with flexible underwriting.
  • No points
  • Conforming loans (up to $453,100)
  • Super Conforming loans (up to $679,650)
  • Jumbo mortgages (over $679,650)
  • First-time home buyers
  • Fixed and adjustable rate programs
  • *LTV (Loan to Value) maximum of 95% with PMI (Private Mortgage Insurance) on approved credit
Fixed Rate Mortgages
  • Your interest rate and payments won’t change giving you peace of mind
  • Payment stability makes budgeting your finances easier
  • Great if you plan to stay in your home for a longer period
Adjustable Rate Mortgages
  • Lower interest rate and payments for the first few years of your mortgage
  • Take advantage of falling interest rates without having to refinance
  • Great if you plan to move or pay off your mortgage within the first 10 years

LA Financial Credit Union NMLS#: 556326

Get started here

Or call us at 1-800-894-1200 x1883


*Origination fees of $850 will be waived on closed first mortgages of $250,000 or more funded by March 31, 2019.