Havasu Community Credit Union (a division of LA Financial Federal Credit Union) is the only existing credit union in the city of Lake Havasu. Membership is open to anyone who lives or works in Lake Havasu City.
We are a not-for-profit organization, owned by our members. We don’t have stockholders to answer to, instead we’re here to help you get where you want to go in life.
This means that the earnings, minus operating expenses, are returned to the members in the form of higher deposit rates and lower loan rates.
We pride ourselves in knowing you by name and making your financial experience a pleasant one.
WHY YOU SHOULD BE WITH A CREDIT UNION VS. A BANK
As not-for-profit institutions, credit unions are generally able to offer lower loan rates and higher deposit rates than the banks.
Valuable FREE Services
Havasu Community Credit Union provides members with no-surcharge access to 5,000+ CO-OP Shared Branch Network locations and nearly 30,000 surcharge free CO-OP ATMs.
Owned by their members (rather than outside stockholders), credit unions are focused on people – not profits. Members elect a volunteer board to oversee their credit union; the credit union’s resources are then directed toward the good of the membership as a whole. Credit Unions exist to serve their member-owners by helping them to make the most of their money.