Unlike banks and savings & loans, every member is a co-owner - there are no stockholders.
We provide higher rates on savings, lower rates on loans, and free or low-fee services to our members.
We offer our services to anyone who lives, works, worships, volunteers, or attends school in LA County or Lake Havasu City, AZ. Family members related to a LA Financial or Havasu Community Credit Union member or employee are also eligible to join.
LA Financial Credit Union was founded in 1937 in order to provide LA County employees with a safe, convenient place to save as well as to borrow - a financial institution dedicated to their best interest. Today, our approach is the same but now open to everyone in LA County.
Or call us at (800) 894-1200
Learn more about LA Financial Credit Union
Learn more about Havasu Community Credit Union
WHY YOU SHOULD BE WITH A CREDIT UNION VS. A BANK
As not-for-profit institutions, credit unions are generally able to offer lower loan rates and higher deposit rates than the banks.
Valuable FREE Services
Credit union members enjoy the service convenience of today’s technology, including telephone and online banking. LA Financial Credit Union provides members with no-surcharge access to 5,000+ CO-OP Shared Branch Network locations and nearly 30,000 surcharge free CO-OP ATMs.
Owned by their members (rather than outside stockholders), credit unions are focused on people – not profits. Members elect a volunteer board to oversee their credit union. The Credit Union’s resources are then directed toward the good of the membership as a whole. Credit unions exist to serve their member-owners by helping them to make the most of their money.