OFFERS AND PROMOTIONS

Special Intro Rate on a Home Equity Line of Credit for 6 Months

Get 3.99% APR on a HELOC for the first 6 months.* After which, the rate will adjust to the prime rate (currently 8.500% APR*).

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Get in touch with a loan expert

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Tap into the value of your home with a Special HELOC offer*

Enjoy a low introductory rate on a home equity line of credit

Now:
3.990%

Special Introductory APR for 6 months*

Later:
8.500%
Variable APR after the introductory period*

(Prime rate as of June 19th, 2024 and can change)


With home values on the rise, now is the perfect time to open a special introductory Home Equity Line of Credit (HELOC) offer and use your home’s equity to your advantage. The loan uses a revolving credit line so you're able to borrow and pay the loan back as you go.




"What would I use a HELOC for?"

With A Home Equity Line of Credit, your funds can be used for these and so much more!

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Home Improvements

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Travel Expenses

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High-Interest Debt

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Tuition Expenses

Check out your offer details

6-month introductory rate of 3.99% APR | Adjusts to a variable rate (current rate is 8.500% APR) after promo period*

How much can I borrow?

Borrow up to 80% of your property equity (combined loan to value), with loans ranging from $25,000 - $250,000.

What's my payment?

A flexible open line of credit that can be used and paid on an ongoing basis. A minimum monthly payment during the draw period is 1.25% of the outstanding balance or $100, whichever is greater.

What are my HELOC's terms?

Your HELOC's draw period is 10 years, with a minimum draw amount per draw of $500. The subsequent repayment plan is 15 years.

Looking for something else?



*APR= Annual Percentage Rate. CLTV= Combined Loan to Value

**Home Equity Line of Credit (HELOC) intro rate of 3.99% APR for 6 months (up to 80% CLTV). All HELOC loans offer a 10 year draw period followed by a 15 year repayment period. The minimum monthly payment during the 10 year draw period is 1.25% of the outstanding balance or $100.00, whichever is greater. Minimum draw amount per draw is $500. As an example, an outstanding balance of $10,000 @ 1.25% = $125 payment. After the 10 year draw period the loan balance is payable over a 15 year period. At the current HELOC variable APR of 8.500% your payments are just $12.50 per $1,000 for 120 months. All rates are quoted on approved credit as Annual Percentage Rates (APRs) and may be subject to pricing add-ons related to credit score. Loan approval is subject to credit, income and property valuation. All HELOCs are variable rate loans and rates are subject to change daily and without further notice. The maximum rate ceiling is 18.00%. Loan closing fees and costs range from $1,084.50-$1,967.50. Property insurance will be required. Promotion offered for a limited time and may be discontinued at any time.