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Working with a Lender

Working with Your Mortgage Lender Investing is like life – nothing ventured, nothing gained. And, purchasing a home may be the largest investment you ever make. Most lenders require you to complete a mortgage application—a comprehensive financial statement, which can feel overwhelming and complicated. But with the right lender, you’ll be able to easily navigate the necessary steps it takes …

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Mobile Banking Tips

Mobile Banking TipsMobile Banking provides a convenient, safe way to access your funds when you’re unable to visit a branch. What is Mobile Banking? Mobile banking is simply using an app on a mobile device, like a phone or tablet, to access your bank accounts and perform transactions. It’s a service provided by your financial institution and is available to …

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Buying A House

Buying a House How do you know when it’s the right time to consider buying a home? Where do you begin? Start by defining your goals. Consider where you want to live, the features you’re looking for, what you can afford, and a realistic date for having the money you’ll need. Then apply your knowledge to making this key decision. …

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The Cost of a Mortgage

The Cost of a MortgageSince monthly payments spread the cost of a mortgage loan over an extended period, it’s easy to forget the total expense. For example, if you borrow $200,000 for 30 years at 6% interest, your total repayment will be around $431,680, more than two times the original loan. What seems like minor differences in the interest rate …