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Learning About Government Assistance

Government Assistance If you’re currently not making enough money to cover your basic expenses, there are safeguards in place to help you make ends meet. The U.S. Government has several programs that can assist you with paying for necessities like food, healthcare, and even housing. Food Services If paying for food is your main concern, there are a couple of …

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Understanding Health Insurance

Understanding Health Insurance One of your biggest financial risks is confronting unexpected expenses that you can’t afford, no matter how careful you are with your money. That’s why learning how to navigate health insurance could save your health and your bank account. There is no way to predict what will happen; you may lead a lucky life without serious illness …

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When Times Get Tough

When Times Get ToughWhen emergencies and unexpected situations strike, it’s important to be prepared and make wise decisions. While tough times can vary, from a sudden job loss to a natural disaster, the steps that you can take to prepare yourself are often the same. There’s an old phrase that says, “the best time to plant a tree was 20 …

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Understanding Auto Insurance

Understanding Auto InsuranceThe truth is that car accidents are expensive, and it’s not just the price of fixing a bumper or headlight. Accidents can incur medical bills, repair costs, and even lawsuits and if you’re not protected, you could be on the hook for all the costs—especially if you’re the one found at fault. It’s not about being a good …

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Transitioning to Retirement

Transitioning to RetirementThinking about retirement? Wondering if that’s something you can do? You may be mentally or emotionally ready but are you ready financially? If you have a pension or you’ve participated in a retirement savings plan where you work, and income from that source is a mainstay of your budget, the ideal solution is having your first retirement payment …

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Out of Work?

Out of Work? You may be one of the many who has lost a job or been furloughed recently, or you’re worrying that a job loss is still to come while the economy is in a slump.  And, the truth is people can be laid off any time. When companies merge or are acquired, the work force may be downsized. …

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Health Insurance 101

Health Insurance 101Navigating health insurance feels intentionally complicated. Copays, deductibles, out-of-pocket maximums, are all words that can seem confusing and hard to navigate when your doctor is rushing you out the door with a prescription to fill so they can get to their next patient. Trying to understand your insurance offered through your employer, or figuring out how “exchanges” work …