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Getting a Car

Getting a CarWhen looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method. Your choice will be based on various financial considerations, driving habits, and personal preference. Buying Used Buying a used car is appealing to many people. Used cars are less expensive up-front, and they …

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How to Build Credit

Building Credit How do you build credit? How it Works A good credit score has a major impact on your finances, so it’s important to start out strong. In this Coach session, learn how to build a credit score for the first time or boost an already decent score, and create a plan with options that work for you. To …

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What is a HELOC?

What is a HELOC? What is a HELOC and how does it work? A home equity line of credit (HELOC) is a line of credit that allows you to tap into your home’s equity or the difference between what your home is valued at and how much you owe on it. How it Works Like a credit card, a HELOC is a …

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5 Factors That Affect Your Credit Score

The 5 Factors That Affect Your Credit ScoreWhat are the reasons behind why your credit score may be low?  And, what are some simple ways to boost it? By Greenpath Financial Wellness Whether you’re looking to get your first credit card for everyday expenses or take out a mortgage to purchase your first home, credit is an essential tool for helping people to meet …

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New Year, New Money Habits

New Year, New Money HabitsSmall Changes for Improving Your Financial Health in the New Year The New Year is a time for powerful new beginnings. It also presents an opportunity to look at our everyday habits – whether those habits relate to our health and fitness or our money habits as we manage any financial challenges. What is a habit? …

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Social Security Basics

Social Security BasicsIf retirement and Social Security seem one and the same to you, there’s good reason. More than 90% of US households with someone over 65 are part of the system. And, the monthly benefits check is the primary source of income for almost two-thirds of those households. Since its introduction in 1935, in the wake of the Great …

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Know Your Credit Score

Know Your Credit ScoreEven if you’re financially responsible, life’s unpredictable nature can sometimes catch you off guard, at times making it incredibly easy to fall into debt. Your credit score, also called a FICO score, is an actual number, between 300 and 850. The higher the number, the better: a score of 740 to 799 is considered very good, though …

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Reducing Your Food Bill

Tips For Reducing Your Food Bill Buying food is essential, of course, but if you’re not careful, it can also eat into your budget. Reevaluating Costs Reducing your food bill starts by creating a budget. In order to make a change, you need to know what you’re currently spending and set a goal. Go through the last month of your …

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Understanding The Benefits Of Interest

The Benefits of Interest Interest plays a role in almost all aspects of personal finance — including savings, investing, credit, and loans. Simply Put: Interest is the money earned or paid when someone makes or receives a loan. You can be paid interest for keeping money in a bank account, purchasing a bond, or making other investments. You can also …

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Mobile Banking Tips

Mobile Banking TipsMobile Banking provides a convenient, safe way to access your funds when you’re unable to visit a branch. What is Mobile Banking? Mobile banking is simply using an app on a mobile device, like a phone or tablet, to access your bank accounts and perform transactions. It’s a service provided by your financial institution and is available to …