close up of coins - stacked by height - growing money, with fingers placing another quarter on top stack

Understanding The Benefits Of Interest

The Benefits of Interest Interest plays a role in almost all aspects of personal finance — including savings, investing, credit, and loans. Simply Put: Interest is the money earned or paid when someone makes or receives a loan. You can be paid interest for keeping money in a bank account, purchasing a bond, or making other investments. You can also …

password lock illustration image

Tips To Prevent Identity Theft

6 Tips To Prevent Identity TheftThe best way to prevent fraud is to stay informed, aware, and on top of your finances. The nature of fraud is to deceive, so it’s often difficult to recognize when you’ve gotten involved in a fraudulent situation. Unfortunately, getting out of the resulting mess can be made more difficult by the false, missing, or …

toy car placed next to stacks of coins

What Auto Loan Can I Afford?

Vehicle Loan CoachWhat auto loan can I afford? How it Works You need a car, but how how much can you actually afford? This Coach starts by walking you through a doable monthly payment, based on your income and expenses, then shows you a purchase price range that fits your budget. You’ll learn more about auto loans and leases, including …

man giving credit card to grocery cashier

Using Credit

Using CreditBorrowing money makes it possible to afford things that you couldn’t otherwise, but take time to understand what you’re signing up for in order to stay on top of payments as well any benefits your credit offers. Paying it Back Let’s be clear right from the beginning: when you pay for something with credit, you’re still on the hook …

row of new cars at dealership

Getting a Car

Getting a CarWhen looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method. Your choice will be based on various financial considerations, driving habits, and personal preference. Buying Used Buying a used car is appealing to many people. Used cars are less expensive up-front, and they …

close up of woman's hand on dial of credit score

How to Build Credit

Building CreditHow do you build credit? How it Works A good credit score has a major impact on your finances, so it’s important to start out strong. In this Coach session, learn how to build a credit score for the first time or boost an already decent score, and create a plan with options that work for you. To begin, …

credit card on top of keyboard with home icon on ENTER key

What is a HELOC?

What is a HELOC?What is a HELOC and how does it work?A home equity line of credit (HELOC) is a line of credit that allows you to tap into your home’s equity or the difference between what your home is valued at and how much you owe on it. How it Works Like a credit card, a HELOC is a revolving line …

male hands on laptop looking at graphic of Credit Score dial

5 Factors That Affect Your Credit Score

The 5 Factors That Affect Your Credit ScoreWhat are the reasons behind why your credit score may be low?  And, what are some simple ways to boost it? By Greenpath Financial Wellness Whether you’re looking to get your first credit card for everyday expenses or take out a mortgage to purchase your first home, credit is an essential tool for helping people to meet …

woman with glasses black sweater and grey hair at the beach smiling

New Year, New Money Habits

New Year, New Money HabitsSmall Changes for Improving Your Financial Health in the New Year The New Year is a time for powerful new beginnings. It also presents an opportunity to look at our everyday habits – whether those habits relate to our health and fitness or our money habits as we manage any financial challenges. What is a habit? …