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What are some drawbacks of Online Banks?

Online Banks vs. Credit UnionsOnline banks operate without branches. But what else may they be lacking? 2020 was a year when everyone was required to stay “safer at home”, and the use of online-only banks increased faster than it would have without a pandemic. So, you may have been hearing about online banks more often and wondering what online banks …

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6 Tips For Financial Spring Cleaning

6 Tips For Financial Spring CleaningSpring has officially sprung, so right now is the perfect time for some financial spring cleaning. Time to clear your desk of paper clutter, purge the super old tax documents and pay-stubs from ten years ago, and get your financial house in order. Here are 6 ways to get organized and have that fresh-start feeling …

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Paying Taxes

Paying Taxes Whether you’re buying a new home, changing jobs, getting promoted, starting a business, or raising children, you’ll run into income tax implications. But that doesn’t always mean you’ll owe more to the federal government. Looking ahead and planning for the next year, you can make decisions that will reduce or at least postpone the tax you owe. The …

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Members Save up to $15 with TurboTax

Save Up to $15 on TurboTax Update, 3/17/21: The Treasury Department and Internal Revenue Service (IRS) announced today that the federal income tax filing due date for individuals for the 2020 tax year will be automatically extended from April 15, 2021, to May 17, 2021. The IRS will be providing formal guidance in the coming days. Please see full statement …

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Controlling Your Holiday Spending

Controlling Your Holiday SpendingIn a year where everything is different, make sure you remain mindful about your spending this holiday season. Most years it feels like just as you’re finishing up your Thanksgiving meal, you turn around and it’s late December, and you haven’t gotten everything checked off your holiday to-do list. It’s easy to get swept up or sidetracked …

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Is The Money In My Account Safe?

Is the Money in My Account Safe? Keeping money safe is important to everyone. Thanks to NCUA (or FDIC if you have an account with a bank) your financial institution is probably the safest place to store your hard earned cash. The best part? All you have to do is open an account. Insuring Organizations There are two organizations, both …

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Understanding The Benefits Of Interest

The Benefits of Interest Interest plays a role in almost all aspects of personal finance — including savings, investing, credit, and loans. Simply Put: Interest is the money earned or paid when someone makes or receives a loan. You can be paid interest for keeping money in a bank account, purchasing a bond, or making other investments. You can also …

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Mobile Banking Tips

Mobile Banking TipsMobile Banking provides a convenient, safe way to access your funds when you’re unable to visit a branch. What is Mobile Banking? Mobile banking is simply using an app on a mobile device, like a phone or tablet, to access your bank accounts and perform transactions. It’s a service provided by your financial institution and is available to …

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50/30/20 Rule

50/30/20 Rule The 50/30/20 rule is a practical rule of thumb for individuals who want a budget that is easy, yet effective, to implement. It offers guidelines for enjoying your income while putting savings on autopilot. Humans are fallible—sometimes we just need guidelines. If you struggle making sense of a sea of budgeting systems and mobile apps, consider the 50/30/20 …

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Credit Cards

Credit CardsUsing a credit card is easy. But choosing one isn’t always simple. Shopping with a credit card is a snap, but shopping for the card that’s right for you is another matter. Ask yourself these questions: Do you pay your credit card bills in full and on time each month? If not, do you spread out repayment over a …