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Understanding The Benefits Of Interest

The Benefits of Interest Interest plays a role in almost all aspects of personal finance — including savings, investing, credit, and loans. Simply Put: Interest is the money earned or paid when someone makes or receives a loan. You can be paid interest for keeping money in a bank account, purchasing a bond, or making other investments. You can also …

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Tax Center – Save up 20% on TurboTax federal products

Tax Help Center Tax Solutions and Special Savings for Members  The federal income tax filing due date for individuals for the 2023 tax year is April 15, 2024. Filing your taxes doesn’t have to be taxing. As a LA Financial Credit Union or Havasu Community Credit Union member, you now have more choices and more savings this tax season. We’ve …

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What are some drawbacks of Online Banks?

Online Banks vs. Credit UnionsOnline banks operate without branches. But what else may they be lacking? 2020 was a year when everyone was required to stay “safer at home”, and the use of online-only banks increased faster than it would have without a pandemic. So, you may have been hearing about online banks more often and wondering what online banks …

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Paying Taxes

Paying TaxesWhether you’re buying a new home, changing jobs, getting promoted, starting a business, or raising children, you’ll run into income tax implications. But that doesn’t always mean you’ll owe more to the federal government. Looking ahead and planning for the next year, you can make decisions that will reduce or at least postpone the tax you owe. The only …

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Controlling Your Holiday Spending

Controlling Your Holiday SpendingIn a year where everything is different, make sure you remain mindful about your spending this holiday season. Most years it feels like just as you’re finishing up your Thanksgiving meal, you turn around and it’s late December, and you haven’t gotten everything checked off your holiday to-do list. It’s easy to get swept up or sidetracked …

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Is The Money In My Account Safe?

Is the Money in My Account Safe? Keeping money safe is important to everyone. Thanks to NCUA (or FDIC if you have an account with a bank) your financial institution is probably the safest place to store your hard earned cash. The best part? All you have to do is open an account. Insuring Organizations There are two organizations, both …