father giving coin change to his son at home

Back to School: How to Talk to Kids About Money

Back to School: How to Talk to Kids About Money It’s an excellent time to teach your kids about the basics of money and spending When we think of back to school, we think of what our kids will learn to set themselves up for success as adults. Among these is understanding finances and managing money. Parents may question the …

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How to Build Credit

Building Credit How do you build credit? How it Works A good credit score has a major impact on your finances, so it’s important to start out strong. In this Coach session, learn how to build a credit score for the first time or boost an already decent score, and create a plan with options that work for you. To …

illustration. box being buried with "do not open until retirement" on it.

Early Withdrawals From Retirement Savings

Early Withdrawals From Retirement Savings Whether you find yourself laid off from work, facing a medical emergency, or confronted with a situation that you’re financially unprepared for, it may be tempting to withdraw from retirement savings—but there are penalties and consequences you need to consider before doing so. Early Withdrawal Penalties There are serious consequences to accessing your retirement funds …

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Preparing For a Baby

Preparing For a Baby Tips for families who have an little one on the way! Are you adding a child to your family? Congratulations! Whether you’re a parent, guardian, grandparent, or another expecting relative, parenthood is a fulfilling experience that requires careful planning and consideration. As with any major life change, if you have a better grasp of the financial …

couple shaking hands on purchase in home with a lender

5 Steps to Prepare for a Big Purchase

5 Steps to Prepare for a Big PurchaseWhat does it take to decide on a big purchase? A financial journey typically includes several twists and turns – such as understanding how to manage spending, build savings, and control debt. There might be “speed bumps” in the form of unexpected changes in income. Along the way, you might also navigate milestone …

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Vacation Planning

Vacation Planning and Budgeting Planning a trip this year? Here’s what to know about traveling in 2021 and how much you should spend. Where Can You Go? As of April 2, 2021, the CDC has stated: “People who are fully vaccinated with an FDA-authorized vaccine can travel safely within the United States.” While extra safety protocols are still being practiced in many …

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Your Personalized Financial Wellness Assessment

Financial Wellness AssessmentKnowing your strengths and weaknesses is the first step toward building financial wellness. The Financial Wellness Assessment lets you take a step back, analyze your spending, budgeting, and saving habits so you can reflect on how you’re currently managing personal finances. This assessment addresses your individual financial decisions and goals before giving you recommendations on where you can …

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3 Tried and True Facts About Personal Finance

3 Tried and True Facts About Personal FinancesNo matter your age or stage in life, it pays to know the facts about personal finances. When you understand the basics, you can set yourself up for success and build a healthy financial future. Here are three facts to know about personal finance to get on the right track: Fact #1 — …

man with young child holding money over a piggybank

Teaching Money Skills at Home

Teaching Money Skills at HomeHow do you teach money skills at home? Getting better with money is easier than you think. It’s crucial for you and your family to know basic money skills, but how do you approach teaching them? Luckily, you’re making financial decisions every day—you simply need to let kids in on the conversation. Money Skills = Financial …