row of new cars at dealership

Getting a Car

Getting a CarWhen looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method. Your choice will be based on various financial considerations, driving habits, and personal preference. Buying Used Buying a used car is appealing to many people. Used cars are less expensive up-front, and they …

father giving coin change to his son at home

Back to School: How to Talk to Kids About Money

Back to School: How to Talk to Kids About Money It’s an excellent time to teach your kids about the basics of money and spending When we think of back to school, we think of what our kids will learn to set themselves up for success as adults. Among these is understanding finances and managing money. Parents may question the …

Shirley Raines with Rachel Ray on The Rachel Ray show, holding a giant check for $10,000 donation to her organization, Beauty 2 The Streets, from LA Financial Credit Union

Helping to bring Beauty 2 The Streetz

Giving Back To Our Communities We help Beauty 2 The Streetz Founder bring self-care To LA’s homeless with a surprise donation!  We made a surprise donation to the non-profit organization Beauty 2 the Streetz on The Rachael Ray Show today! Rachel Ray surprised Beauty 2 the Streetz founder Shirley Raines with a check for $10,000, courtesy of LA Financial Credit Union, …

close up of woman's hand on dial of credit score

How to Build Credit

Building Credit How do you build credit? How it Works A good credit score has a major impact on your finances, so it’s important to start out strong. In this Coach session, learn how to build a credit score for the first time or boost an already decent score, and create a plan with options that work for you. To …

mans hand typing on calculator looking at budget graphs

Looking at Budgeting

Looking at Budgeting A practical budget can be a result of collaborative conversations you can have in your household as you plan how to manage your money. . Starting Points Your budget is your blueprint for keeping cash flow positive, and for sticking to your saving goals. Whether you’re single, supporting others, or have a partner, it’s essential to have …

illustration. box being buried with "do not open until retirement" on it.

Early Withdrawals From Retirement Savings

Early Withdrawals From Retirement Savings Whether you find yourself laid off from work, facing a medical emergency, or confronted with a situation that you’re financially unprepared for, it may be tempting to withdraw from retirement savings—but there are penalties and consequences you need to consider before doing so. Early Withdrawal Penalties There are serious consequences to accessing your retirement funds …

wooden building blocks in a pyramid with health related icons on them

Health Insurance Options

Health Insurance Options Learning how to navigate health insurance could save your health and your bank account. Health insurance can help you pay for the medical expenses you and your family might encounter. In general, most health insurance plans cover the cost of doctor and hospital visits. Some also include dentist visits, physical therapy, and alternative care. Types of Insurance …

Webinars

WebinarsEnjoy live and recorded interactive events on relevant financial topics Thank you to all who joined our last webinar! Our latest webinar covered budgeting tips from the experts. We spoke with our partners at Greenpath Financial Wellness to get an insider perspective on how to own your budget instead of it owning you. We discussed the ins and outs of …

couple putting together a baby crib in baby room

Preparing For a Baby

Preparing For a Baby Tips for families who have an little one on the way! Are you adding a child to your family? Congratulations! Whether you’re a parent, guardian, grandparent, or another expecting relative, parenthood is a fulfilling experience that requires careful planning and consideration. As with any major life change, if you have a better grasp of the financial …

credit card on top of keyboard with home icon on ENTER key

What is a HELOC?

What is a HELOC? What is a HELOC and how does it work? A home equity line of credit (HELOC) is a line of credit that allows you to tap into your home’s equity or the difference between what your home is valued at and how much you owe on it. How it Works Like a credit card, a HELOC is a …