¹APR= Annual Percentage Rate. As an example, at 5.74% APR, your monthly payments are just $19.26 per $1,000 borrowed for 60 months. Discounted rate includes 0.25% reduction for automatic payment from LA Financial Credit Union account. Up to 115% Loan-to-Value financing on used auto loans on approved credit. Up to 100% Loan-to-Value applies on all cash-out refinances and first time auto buyers. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile, term, mileage, and the amount financed. Rates and terms are subject to change without notice.

²Qualifying member may select to defer their first payment for up to 90 days from the loan funding date. Interest will accrue during deferral period. Subject to credit approval.

³APR= Annual Percentage Rate. CLTV= Combined Loan to Value

⁴Home Equity Line of Credit (HELOC) intro rate of 1.99% APR for 6 months (up to 80% CLTV). All HELOC loans offer a 5 year draw period followed by a 10 year repayment period. The minimum monthly payment during the 5 year draw period is 1.25% of the outstanding balance or $100.00, whichever is greater. Minimum draw amount per draw is $500. As an example, an outstanding balance of $10,000 @ 1.25% = $125 payment. After the 5 year draw period the loan balance is payable over a 10 year period. At the current HELOC variable APR of 7.500% your payments are just $12.50 per $1,000 for 120 months. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Loan approval is subject to credit, income and property valuation. All HELOCs are variable rate loans and rates are subject to change daily and without further notice. The maximum rate ceiling is 18.00%. Loan closing fees and costs range from $1,084.50-$1,967.50. Property insurance will be required. Promotion offered for a limited time and may be discontinued at any time.