Personal Loan and Credit Card Rates
Get approved for a personal loanPersonal Loan Rates
We only offer personal loans in California and Arizona.Rates effective as of December 1st, 2021
| Loan Type | Loan Amount | APR* as low as |
|---|---|---|
Personal Loan(Fixed Rate) Based on credit |
$1,000 - $20,000 | 14.99% |
Line of Credit(Revolving) |
$1,000 - $20,000 | 14.99% |
Savings Secured Loan(Variable Rate) |
Up to 100% of available savings | Regular Share Rate + 3.00% |
Certificate Secured Loan(Fixed Rate) |
Up to 90% of available funds | Certificate Rate + 3.00% |
Credit Card Rates
Rates effective as of December 1st, 2021All loan amounts and rates for VISA consumer and business credit cards issued on or after October 1, 2021 are published by Elan Financial Services and can be viewed on our partner site: Click here to see our current cards and rates.
The below rates only apply to cards issued prior to October 1st, 2021..
| Loan Type | Loan Amount | APR* as low as |
|---|---|---|
VISA Platinum RewardsEffective October 1, 2021, no new VISA Platinum Rewards accounts will be offered. (Fixed Rate) 25 day grace period, no annual fee |
$500 - $20,000 | 11.96% |
VISA Classic IEffective October 1, 2021, no new VISA Classic I accounts will be offered. (Fixed Rate) 25 day grace period, no annual fee |
$500 - $5,000 | 13.96% |
VISA Classic IIEffective October 1, 2021, no new VISA Classic II accounts will be offered. (Fixed Rate) 25 day grace period, no annual fee |
$500 - $2,500 | 14.96% |
Savings Secured VISA ClassicEffective June 15, 2021, no new Savings Secured VISA Classic accounts will be offered. (Fixed Rate) 25 day grace period, no annual fee |
$500 - $10,000 | 15.96% |
| Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Incorporated. |
| *VISA foreign transaction fee up to 1%; $25 late payment fee; and $20 returned payment fee; returned convenience check fee of $20; statement copy fee of $5. Terms, features, programs & conditions subject to change. |
| *All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile and the amount financed. Rates and terms are subject to change without notice. |