Personal Loan and Credit Card Rates
Get approved for a personal loanPersonal Loan Rates
We only offer personal loans in California and Arizona.Rates effective as of July 28th, 2021
| Loan Type | Loan Amount | APR* as low as |
|---|---|---|
Personal Loan(Fixed Rate) Based on credit |
$1,000 - $20,000 | 14.99% |
Line of Credit(Revolving) |
$1,000 - $20,000 | 14.99% |
Savings Secured Loan(Variable Rate) |
Up to 100% of available savings | Regular Share Rate + 3.00% |
Certificate Secured Loan(Fixed Rate) |
Up to 90% of available funds | Certificate Rate + 3.00% |
Credit Card Rates
Rates effective as of July 28th, 2021| Loan Type | Loan Amount | APR* as low as |
|---|---|---|
VISA Platinum Rewards(Fixed Rate) 25 day grace period, no annual fee |
$500 - $20,000 | 11.96% |
VISA Classic I(Fixed Rate) 25 day grace period, no annual fee |
$500 - $5,000 | 13.96% |
VISA Classic II(Fixed Rate) 25 day grace period, no annual fee |
$500 - $2,500 | 14.96% |
Savings Secured VISA ClassicEffective June 15, 2021, no new Savings Secured VISA Classic accounts will be offered. (Fixed Rate) 25 day grace period, no annual fee |
$500 - $10,000 | 15.96% |
| *VISA foreign transaction fee up to 1%; $25 late payment fee; and $20 returned payment fee; returned convenience check fee of $20; statement copy fee of $5. Terms, features, programs & conditions subject to change. |
| *All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile and the amount financed. Rates and terms are subject to change without notice. |