Personal Loan and Credit Card Rates

Get approved for a personal loan

Personal Loan Rates

We only offer personal loans in California and Arizona.
Rates effective as of January 30th, 2023
Loan Type Loan Amount APR* as low as

Personal Loan

(Fixed Rate) Based on credit

$1,000 - $20,000 14.99%

Line of Credit


$1,000 - $20,000 14.99%

Savings Secured Loan

(Variable Rate)

Up to 100% of available savings Regular Share Rate + 3.00%

Certificate Secured Loan

(Fixed Rate)

Up to 90% of available funds Certificate Rate + 3.00%

Credit Card Rates

All loan amounts and rates for VISA consumer and business credit cards are published by Elan Financial Services and can be viewed on our partner site: Click here to see our current cards and rates.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Incorporated.
*All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile and the amount financed. Rates and terms are subject to change without notice.