We provide personal loans that can be used for any purpose. Members often use these loans to:
- Pay taxes
- Pay off credit cards
- Consolidate debt
- Pay medical expenses
- Make major purchases
- Improve their home
Fixed Rate Personal Loan
A fixed rate, unsecured loan. The loan may be used for any purpose. On approved credit, members may borrow from $1,000 to $20,000 for a maximum term of 5 years.
Fixed Rate Personal Line of Credit
A fixed rate, unsecured loan. This loan may also be used as an overdraft protection on the member’s LA Financial Credit Union checking account. On approved credit, members are eligible for a Line of Credit.
We also proudly serve the Lake Havasu City community through Havasu Community Credit Union.
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You can borrow against your savings accounts or against term share accounts that are on deposit at the Credit Union, while continuing to earn interest.
Variable Rate Savings Secured Loan
A variable rate loan that is secured by funds on deposit in the member’s Primary Savings Account. The loan may be used for any purpose. Members may borrow up to 100% of their available savings balance for up to 5 years.
Fixed Rate Term Share Certificate Loan
A fixed rate loan secured by funds on deposit in the member’s Term Share Certificate Account. The loan may be used for any purpose. Members may borrow up to 90% of the certificate available balance.