Personal Loans

We provide personal loans that can be used for any purpose. Members often use these loans to:

  • Pay taxes
  • Pay off credit cards
  • Consolidate debt
  • Pay medical expenses
  • Make major purchases
  • Improve their home
Fixed Rate Personal Loan

A fixed rate, unsecured loan. The loan may be used for any purpose. On approved credit, members may borrow from $1,000 to $20,000 for a maximum term of 5 years.

Fixed Rate Personal Line of Credit

A fixed rate, unsecured loan. This loan may also be used as an overdraft protection on the member’s LA Financial Credit Union checking account. On approved credit, members are eligible for a Line of Credit.

View personal loan rates here
Calculate Your Monthly Payment
Loan Amount
Number of Months
Interest Rate
Estimated Monthly Payment

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Secured Loans

You can borrow against your savings accounts or against term share accounts that are on deposit at the Credit Union, while continuing to earn interest.

Variable Rate Savings Secured Loan

A variable rate loan that is secured by funds on deposit in the member’s Primary Savings Account. The loan may be used for any purpose. Members may borrow up to 100% of their available savings balance for up to 5 years.

Fixed Rate Term Share Certificate Loan

A fixed rate loan secured by funds on deposit in the member’s Term Share Certificate Account. The loan may be used for any purpose. Members may borrow up to 90% of the certificate available balance.