Home Equity Line of Credit

A Home Equity Line of Credit allows you to borrow against the equity of your home.


And you don’t have to have your mortgage with us to get one!

You can use a HELOC for:
Home improvement projects
Paying off high-interest credit cards and debt
Tuition or other major purchases
It’s easy to apply.

Get a HELOC

Better Rates
As not-for-profit institutions, credit unions are generally able to offer lower loan rates and higher deposit rates than the banks.

Valuable FREE Services
LA Financial Credit Union provides members with no-surcharge access to over 1,800 CO-OP Shared Branch Network locations and over 30,000 surcharge free CO-OP ATMs.

Membership Ownership
Owned by their members (rather than outside stockholders), credit unions are focused on people – not profits. Members elect a volunteer board to oversee their credit union; the credit union’s resources are then directed toward the good of the membership as a whole. Credit Unions exist to serve their member-owners by helping them to make the most of their money.