Home Equity Line of Credit

A Home Equity Line of Credit allows you to borrow against the equity of your home.

And you don't have to have your mortgage with us to get one!

You can use a HELOC for:

  • Home improvement projects
  • Paying off high-interest credit cards and debt
  • Tuition
  • Medical debt
  • Other major purchases, like home appliances

It's easy to apply.


Home Equity Line of Credit. 3.99% APR* Receive a lower APR for the first 6 months of your HELOC* *Learn More. *Click Learn More for full terms and conditions and to view current prime rate, which will be applied after promotional period has ended. Federally Insured by NCUA.

Better Rates
As not-for-profit institutions, credit unions are generally able to offer lower loan rates and higher deposit rates than the banks.

Valuable FREE Services
LA Financial Credit Union provides members with no-surcharge access to over 1,800 CO-OP Shared Branch Network locations and over 30,000 surcharge free CO-OP ATMs.

Membership Ownership
Owned by their members (rather than outside stockholders), credit unions are focused on people – not profits. Members elect a volunteer board to oversee their credit union; the credit union’s resources are then directed toward the good of the membership as a whole. Credit Unions exist to serve their member-owners by helping them to make the most of their money.