Financing your home is one of the biggest financial decisions you'll ever make. But getting a mortgage doesn't have to be difficult.

We’re here to help you find the home financing that fits your needs. Whether this is your first time applying for a home loan, buying a vacation home or refinancing your existing mortgage, we have the right option for you.

Here are some examples of the loan options we can help you consider:

  • Purchase or Refinance
  • First Time Home Buyer – As low as 3% down payment
  • Conforming, Super Conforming and Jumbo loans up to $2 million
  • 90% Loan-to-value financing with no PMI on 7/1 ARMs
  • Primary residence, 1-4 unit investment properties, 2nd and vacation homes
  • Properties outside of California and Arizona will be considered if borrower meets Membership qualifications

LA Financial Credit Union NMLS#: 556326

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Learn More About Mortgages

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Making a Down Payment On a House

October 27, 2021
Making a Down Payment on a House A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for a down payment. What is a Down Payment? A down payment is a percentage of the home’s purchase price that you pay upfront. In other words, the down payment is the part of what ... Read More
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Mortgage Application Checklist

September 20, 2021
Mortgage Application Checklist One of the most tedious parts of home buying is gathering the right documentation, but prepping beforehand makes it that much easier. The documents required for a mortgage application can be categorized by type: Proof of Income/Employment, Proof of Assets, Credit History, and Residential History. These give potential lenders a glimpse into your situation so they see ... Read More
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What is a HELOC?

July 12, 2021
What is a HELOC? What is a HELOC and how does it work? A home equity line of credit (HELOC) is a line of credit that allows you to tap into your home’s equity or the difference between what your home is valued at and how much you owe on it. How it Works Like a credit card, a HELOC is a ... Read More