Financing your home is one of the biggest financial decisions you'll ever make. But getting a mortgage doesn't have to be difficult.

We’re here to help you find the home financing that fits your needs. Whether this is your first time applying for a home loan, buying a vacation home or refinancing your existing mortgage, we can assist you in purchasing your home.

Here are some examples of the loan options we can help you consider:

  • Purchase or refinance
  • As low as 5% down on fixed and adjustable rate 1st mortgages*
  • 10% or more down on 7/1 ARM with no PMI
  • 1-4 Investment Property Home Loans: Fixed and variable rates with LTVs up to 85%, purchase, cash-out refinance with flexible underwriting.
  • No points
  • Conforming loans (up to $453,100)
  • Super Conforming loans (up to $679,650)
  • Jumbo mortgages (over $679,650)
  • First-time home buyers
  • Fixed and adjustable rate programs

*LTV (Loan to Value) maximum of 95% with PMI (Private Mortgage Insurance) on approved credit

LA Financial Credit Union NMLS#: 556326

Get pre-approved for a home loan
Calculate Your Mortgage

Learn More About Mortgages

Read more on our blog
Aerial view of homes in a tightly packed suburb.

Know Your Insurance: Reviewing Your Homeowners Insurance Policy Limits

June 9, 2017
Courtesy of LA Member Choice Insurance Services, LLC With ever-fluctuating home values, are you confident your homeowners insurance policy limits are enough to cover the cost of rebuilding your home, should the unexpected happen? We also need to know if you made a major lifestyle change—for example, if you’ve gotten married or taken in an elderly parent who owns expensive heirlooms. ... Read More