Mortgages
Get pre-approved for a home loan
Financing your home is one of the biggest financial decisions you'll ever make. But getting a mortgage doesn't have to be difficult.
We’re here to help you find the home financing that fits your needs. Whether this is your first time applying for a home loan, buying a vacation home or refinancing your existing mortgage, we can assist you in purchasing your home.
Here are some examples of the loan options we can help you consider:
- Purchase or refinance
- As low as 5% down on fixed and adjustable rate 1st mortgages*
- 10% or more down on 7/1 ARM with no PMI
- 1-4 Investment Property Home Loans: Fixed and variable rates with LTVs up to 85%, purchase, cash-out refinance with flexible underwriting.
- No points
- Conforming loans (up to $453,100)
- Super Conforming loans (up to $679,650)
- Jumbo mortgages (over $679,650)
- First-time home buyers
- Fixed and adjustable rate programs
*LTV (Loan to Value) maximum of 95% with PMI (Private Mortgage Insurance) on approved credit
LA Financial Credit Union NMLS#: 556326
