Financing your home is one of the biggest financial decisions you'll ever make. But getting a mortgage doesn't have to be difficult.

We’re here to help you find the home financing that fits your needs. Whether this is your first time applying for a home loan, buying a vacation home or refinancing your existing mortgage, we have the right option for you.

Here are some examples of the loan options we can help you consider:

  • Purchase or Refinance
  • First Time Home Buyer – As low as 3% down payment
  • FHA and VA loans
  • Conforming, Super Conforming and Jumbo loans up to $2 million
  • 90% Loan-to-value financing with no PMI on 7/1 ARMs
  • Primary residence, 1-4 unit investment properties, 2nd and vacation homes
  • Properties outside of California and Arizona will be considered if borrower meets Membership qualifications

LA Financial Credit Union NMLS#: 556326

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Learn More About Mortgages

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The Cost of a Mortgage

May 18, 2020
For example, if you borrow $200,000 for 30 years at 6% interest, your total repayment will be around $431,680, more than two times the original loan. What seems like minor differences in the interest rate can add up to a lot of money over 30 years. At 7%, the total repaid would be $479,160, about $47,480 more than at the ... Read More
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Taxes: What Parts of My House Payment are Tax Deductible?

January 22, 2020
While there are plenty of expenses that come along with owning a house, there are some tax benefits too. If you’re looking to get the most out of your home, here are four tax breaks for homeowners you want to stay on top and keep a record of. Mortgage Interest Deduction When you make your mortgage payments, you may have ... Read More