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Refinancing Your Loans

Refinancing Your Loans Making payments on a loan with sub-optimal terms can make you feel trapped. Luckily, refinancing can help you find more suitable terms for the loan. Essentially, refinancing replaces an old loan with a new one with terms that are better for your situation. What Can Be Refinanced? While mortgage loans may be most commonly refinanced, you can also refinance …

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The Cost of a Mortgage

The Cost of a MortgageSince monthly payments spread the cost of a mortgage loan over an extended period, it’s easy to forget the total expense. For example, if you borrow $200,000 for 30 years at 6% interest, your total repayment will be around $431,680, more than two times the original loan. What seems like minor differences in the interest rate …

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FAQ: Online and Mobile Banking

FAQ: Online and Mobile BankingDownload the app for iOS Download the app for AndroidRead about the latest features of Online Banking How do I sign in / sign up for Online Banking? New to Online Banking or our Mobile Banking app? We’ve got all the details covered. This FAQ is being continuously updated so please check back frequently for the …

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Navigating Uncertainty With Greenpath

Navigating Uncertainty A Guide to Navigating Uncertainty  – Activities to Inspire Awareness, Connection, and Control From our partners at Greenpath. In just a short time, coronavirus (COVID-19) has had a major impact on the world. Many of us are feeling stress, including anxiety related to money. With so many things out of our control, it is natural to desire some …

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Cyber Security Lessons

Cyber Security Lessons It’s almost impossible to imagine life without electronic devices, especially living during a time of social distancing. . How would you keep in touch with your friends and family, work at home, listen to music, watch movies, make payments, or find the information you need without your phone, tablet, or computer? But as essential as your devices …

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Emergency Funds

Emergency FundsOne of the most effective tools for preventing a large-scale financial disaster is an emergency fund, an amount of money that is set aside to cover unexpected expenses, or to keep you afloat if no regular income is coming in. Even if you have a great handle on your finances, unexpected challenges can come along that threaten your financial …