Tips to help you make the most of your money.
Using CreditBorrowing money makes it possible to afford things that you couldn’t otherwise, but take time to understand what you’re signing up for in order to stay on top of payments as well any benefits your credit offers. Paying it Back Let’s be clear right from the beginning: when you pay for something with credit, you’re still on the hook …
Spending Less This Holiday SeasonThis holiday season, during a pandemic and product shortages, could less be more? Another holiday season is upon us, and for the second year in a row, the impacts of COVID will likely color the celebrations. While the season is an opportunity to focus on the things that matter most in life, exchanging gifts is a long-standing tradition and a way to share joy …
Making a Down Payment on a HouseA lot goes into buying a home, but one of the biggest hurdles for many is saving enough for a down payment. What is a Down Payment? A down payment is a percentage of the home’s purchase price that you pay upfront. In other words, the down payment is the part of what you …
Tracking Your Joint ExpensesIt’s hard enough keeping track of your own expenses. So you shouldn’t be surprised that managing money as a team effort can test your patience, especially if your partner has a different method of keeping financial records—or worse, no method at all.In some ways, it’s easier for you today than it was for your parents or grandparents, …
Earning Extra IncomeThinking about having a side hustle to earn extra spending money or help with your monthly expenses? When it comes to earning extra income, you’ve got options—and those options have options! In this Coach session, walk through the ins and outs of extra income, including expenses and tax implications. To begin the Coach session, select Get Started. Next, …
Mortgage Application ChecklistOne of the most tedious parts of home buying is gathering the right documentation, but prepping beforehand makes it that much easier.The documents required for a mortgage application can be categorized by type: Proof of Income/Employment, Proof of Assets, Credit History, and Residential History. These give potential lenders a glimpse into your situation so they see whether you’re …
Getting a CarWhen looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method. Your choice will be based on various financial considerations, driving habits, and personal preference. Buying Used Buying a used car is appealing to many people. Used cars are less expensive up-front, and they …
Back to School: How to Talk to Kids About MoneyIt’s an excellent time to teach your kids about the basics of money and spendingWhen we think of back to school, we think of what our kids will learn to set themselves up for success as adults. Among these is understanding finances and managing money. Parents may question the best time …
Giving Back To Our CommunitiesWe help Beauty 2 The Streetz Founder bring self-care To LA’s homeless with a surprise donation! We made a surprise donation to the non-profit organization Beauty 2 the Streetz on The Rachael Ray Show today! Rachel Ray surprised Beauty 2 the Streetz founder Shirley Raines with a check for $10,000, courtesy of LA Financial Credit Union, during …
