Make the most of your money
Online Banks vs. Credit UnionsOnline banks operate without branches. But what else may they be lacking? 2020 was a year when everyone was required to stay “safer at home”, and the use of online-only banks increased faster than it would have without a pandemic. So, you may have been hearing about online banks more often and wondering what online banks …
Teaching Money Skills at HomeHow do you teach money skills at home? Getting better with money is easier than you think. It’s crucial for you and your family to know basic money skills, but how do you approach teaching them? Luckily, you’re making financial decisions every day—you simply need to let kids in on the conversation. Money Skills = Financial …
6 Tips For Financial Spring CleaningSpring has officially sprung, so right now is the perfect time for some financial spring cleaning. Time to clear your desk of paper clutter, purge the super old tax documents and pay-stubs from ten years ago, and get your financial house in order. Here are 6 ways to get organized and have that fresh-start feeling …
The 5 Factors That Affect Your Credit ScoreWhat are the reasons behind why your credit score may be low? And, what are some simple ways to boost it? By Greenpath Financial Wellness Whether you’re looking to get your first credit card for everyday expenses or take out a mortgage to purchase your first home, credit is an essential tool for helping people to meet …
Your Stimulus Check FAQThe Coronavirus Aid, Relief, and Economic Security Act (CARES) provides needed assistance to businesses, expansions to unemployment insurance, and direct relief checks to many Americans. COVID-19: Stimulus check relief for March of 2021 Check Your Status: You can check in on the status of your stimulus check and read the Internal Revenue Service’s FAQ here: https://www.irs.gov/coronavirus/get-my-payment Need to …
5 Hidden Ways to Boost Your Tax Refund Tax time is just around the corner. Wouldn’t a big fat tax refund come in handy? Here are steps you can take now to boost your tax refund when you file after the first of the year. 1. Itemize your deductions. The standard deduction is $12,400, so it’s tempting to claim it …
Recognizing and Avoiding Scams Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect you, your loved ones, and your hard earned cash. Phishing Phishing is when scammers pretend to be someone they aren’t in order to gather sensitive information or access to a person’s funds through a credit card or …
Government Assistance If you’re currently not making enough money to cover your basic expenses, there are safeguards in place to help you make ends meet. The U.S. Government has several programs that can assist you with paying for necessities like food, healthcare, and even housing. Food Services If paying for food is your main concern, there are a couple of …
Temporary Furloughs and Taxes I was temporarily furloughed and then came back to work, what does that mean for my taxes? Whether you are furloughed, laid off or fired, it hurts. It’s a blow to your ego, and losing a regular paycheck is a blow to your finances. Fortunately, for many it was temporary, and after the initial weeks and …
Social Security Withholding Tax Deferrals What is the Social Security withholding tax deferral and what does it mean to me? Most employers are required to withhold 6.2% in Social Security tax from their employees’ pay and submit it plus a matching amount to the government. But in August President Trump signed an executive order allowing employers to temporarily suspend withholding …
