Make the most of your money
The threats regarding ATM and point of sale card reader security are real and evolving. There are numerous ways scammers try to access your banking information but altering ATMs with skimmers and shimmers is becoming an increasingly common tactic. Skimming is recognized as fraud that “skims” the information off the magnetic stripe on a credit or debit card. Many fraudsters …
Most people have a variety of debt – credit card balances, auto loans, mortgages and student loans to name a few. What should you be paying off first and how could you possibly save at the same time? The most important thing is to make sure you’re paying your minimum amounts on time to keep loans from defaulting. You don’t …
Most years it feels like just as you’re finishing up your Thanksgiving meal, you turn around and it’s December 20th… and you haven’t gotten all the presents you need for the Christmas holidays. It’s easy to get swept up in the holiday season. But being present, and planning a little, could end up saving you a lot of money to …
The Nomination-Election Committee, which is appointed each year by the Board of Directors, has nominated the following incumbents for two 3-year Board positions: Douglas Carden (incumbent) Doug has been a member of LA Financial since 1984 when California Attorneys Federal Credit Union was merged into our membership. He held the office of President of CAFCU for two years and previously …
October 18, 2018, will mark the 70th anniversary of International Credit Union Day. This year’s theme is “Find Your Platinum Lining.” It combines the traditional gift of platinum for 70th anniversaries with a play on the saying “every cloud has a silver lining.” Credit unions all over the world will be celebrating the history and the success of the “People-not-Profit” philosophy. …
You’re at the coffee shop about to pay for your croissant and coffee and when you reach into your bag, that familiar square item isn’t in there. PANIC. What do you do?? Well, after you thank the universe that your coffee shop is one of those places that lets you pay by tapping your phone, you rush away and try …
It’s not very common to be carrying around a checkbook anymore. Debit cards have solved the problem of lugging extra items around in your bag. However, there are times where it’s necessary to write out a check, such as certain utilities or Rent payments, or when you’re traveling to smaller towns where businesses prefer not to deal with credit card …
Navigating health insurance feels intentionally complicated. Copays, deductibles, out-of-pocket maximums, are all words that can seem confusing and hard to navigate when your doctor is rushing you out the door with a prescription to fill so they can get to their next patient. Trying to understand your insurance offered through your employer, or figuring out how “exchanges” work through the …
Have you ever felt stuck financially? You’re afraid to open that credit card statement or check your ATM balance. Facing yourself and the reality of your financial situation is the first step to financial freedom. Writing out your worst debts and picking one to focus and tackle can help push you towards a plan of systematically chipping away at your …
After you say “I do” and the initial celebrations have died down, the expenses of having a wedding begin to set in. The Knot’s 2017 Real Wedding Study reported that the national average cost of a wedding is now $33,391. Here’s what you should know about usual wedding costs and how to estimate what you’ll spend when you decide to …
