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The Cost of a Mortgage

For example, if you borrow $200,000 for 30 years at 6% interest, your total repayment will be around $431,680, more than two times the original loan. What seems like minor differences in the interest rate can add up to a lot of money over 30 years. At 7%, the total repaid would be $479,160, about $47,480 more than at the …

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Member Updates: COVID-19

Starting next Tuesday, May 26th, all of our branches will be open without having to make an appointment.  Please review the guidelines below before visiting a branch: Please help keep your fellow members and our staff safe and healthy at this time by first attempting to conduct your business online whenever possible. COVID-19 FAQ  We have added a Frequently Asked Questions …

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Learning About Government Assistance

If paying for food is your main concern, there are a couple of programs to help you out. The Supplemental Nutrition Assistance Program, or SNAP, (once more commonly known as food stamps) is meant to offer individuals and families access to funds to help pay for groceries each month. SNAP eligibility depends on your household and its income. With SNAP, …

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What To Do With Your Stimulus Check

If you qualify for a stimulus check, you may be wondering what to do with the money—or what the wisest thing to do might be. Here are a few things to consider. !function(e,t){var s=”script”,a=e.getElementsByTagName(s)[0],n=e.createElement(s);n.async=!0,n.src=”https://teachbanzai.com/coach/styles.js?subdomain=lafinancial”,a.parentNode.insertBefore(n,a)}(document); Click here to read how this calculator works, and for disclaimers. Many Americans have found themselves struggling financially due to the Covid-19 pandemic. Those who have had …

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FAQ: Online and Mobile Banking

This FAQ is being continuously updated so please check back frequently for the latest information. Still need to ask a question? As we we have a higher volume of calls coming into the Contact Center – get answers by sending us a Secure Message through Online or Mobile Banking to safely discuss your account and financial needs. You may also …

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Looking at Budgeting

. Your budget is your blueprint for keeping cash flow positive, and for sticking to your saving goals. Whether you’re single, supporting others, and/or have a partner, it’s essential to have one overall household budget. That big picture is indispensable for having a good sense, based on actual numbers, of where your household stands financially, and how you plan to …

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What a Car Loan Costs

When you’re shopping for a car loan, remember that what it costs you to borrow depends on three things: The APR is a percentage of the loan principal that you must pay to your credit union, bank, or other lender every year to finance the purchase of your car. This finance charge includes interest and any fees for arranging the …