toy car sitting on a calculator and calendar

What a Car Loan Costs

When you’re shopping for a car loan, remember that what it costs you to borrow depends on three things: The APR is a percentage of the loan principal that you must pay to your credit union, bank, or other lender every year to finance the purchase of your car. This finance charge includes interest and any fees for arranging the …

piggy bank with emergency fund post it

Emergency Funds

Even if you have a great handle on your finances, unexpected challenges can come along that threaten your financial stability – losing a job, dealing with an injury or illness, or having to help a family member who is in need. If you’re not collecting a paycheck, or if you have large, out-of-the-ordinary costs to cover, that can throw your …

piggy bank with coins and white background

Tax Reform 101: Top 5 Changes

Don’t worry, TurboTax Has You Covered TurboTax is always up to date with the latest forms and 100% accurate calculations. With TurboTax, you can file your taxes with complete confidence – and get your biggest possible refund, guaranteed. AND, as a credit union member you can save up to $15 on TurboTax federal products. Click here to access TurboTax and …

ATM graffiti machine

Security Tip: Know your ATMs

The threats regarding ATM and point of sale card reader security are real and evolving. There are numerous ways scammers try to access your banking information but altering ATMs with skimmers and shimmers is becoming an increasingly common tactic. Skimming is recognized as fraud that “skims” the information off the magnetic stripe on a credit or debit card. Many fraudsters …

computer with Finance funding saving benefit drawing

Tackling Debt While Saving

Most people have a variety of debt – credit card balances, auto loans, mortgages and student loans  to name a few. What should you be paying off first and how could you possibly save at the same time? The most important thing is to make sure you’re paying your minimum amounts on time to keep loans from defaulting. You don’t …

hand holding up a gift in front of a christmas tree

Controlling Your Holiday Spending

Most years it feels like just as you’re finishing up your Thanksgiving meal, you turn around and it’s December 20th… and you haven’t gotten all the presents you need for the Christmas holidays. It’s easy to get swept up in the holiday season. But being present, and planning a little, could end up saving you a lot of money to …

2020 Board Nominations, Elections and Annual Meeting

The Nomination-Election Committee, which is appointed each year by the Board of Directors, has nominated the following incumbents for two 3-year Board positions: MICHAEL MAGRO Michael is a Professor at DeVry University and Keller Graduate School where he teaches in the areas of Public Administration and Non-Profit Management.  Dr. Magro’s areas of specialty are business, non-profit management, information technology and …

find your platinum lining in credit unions. ICU day logo

International Credit Union Day 2018

October 18, 2018, will mark the 70th anniversary of International Credit Union Day. This year’s theme is “Find Your Platinum Lining.” It combines the traditional gift of platinum for 70th anniversaries with a play on the saying “every cloud has a silver lining.” Credit unions all over the world will be celebrating the history and the success of the “People-not-Profit” philosophy. …