Make the most of your money
When you’re shopping for a car loan, remember that what it costs you to borrow depends on three things: The APR is a percentage of the loan principal that you must pay to your credit union, bank, or other lender every year to finance the purchase of your car. This finance charge includes interest and any fees for arranging the …
Even if you have a great handle on your finances, unexpected challenges can come along that threaten your financial stability – losing a job, dealing with an injury or illness, or having to help a family member who is in need. If you’re not collecting a paycheck, or if you have large, out-of-the-ordinary costs to cover, that can throw your …
While there are plenty of expenses that come along with owning a house, there are some tax benefits too. If you’re looking to get the most out of your home, here are four tax breaks for homeowners you want to stay on top and keep a record of. Mortgage Interest Deduction When you make your mortgage payments, you may have …
Fraud Alerts – automated calls or texts sent by your banking institution, to alert you of possible fraud to your account – have become common in Online and Mobile Banking. It’s a quick and easy way to alert you of suspicious transactions made on your card and allows for an equally quick confirmation or denial of your recent banking activity. …
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The threats regarding ATM and point of sale card reader security are real and evolving. There are numerous ways scammers try to access your banking information but altering ATMs with skimmers and shimmers is becoming an increasingly common tactic. Skimming is recognized as fraud that “skims” the information off the magnetic stripe on a credit or debit card. Many fraudsters …
Most people have a variety of debt – credit card balances, auto loans, mortgages and student loans to name a few. What should you be paying off first and how could you possibly save at the same time? The most important thing is to make sure you’re paying your minimum amounts on time to keep loans from defaulting. You don’t …
Most years it feels like just as you’re finishing up your Thanksgiving meal, you turn around and it’s December 20th… and you haven’t gotten all the presents you need for the Christmas holidays. It’s easy to get swept up in the holiday season. But being present, and planning a little, could end up saving you a lot of money to …
The Nomination-Election Committee, which is appointed each year by the Board of Directors, has nominated the following incumbents for two 3-year Board positions: MICHAEL MAGRO Michael is a Professor at DeVry University and Keller Graduate School where he teaches in the areas of Public Administration and Non-Profit Management. Dr. Magro’s areas of specialty are business, non-profit management, information technology and …
October 18, 2018, will mark the 70th anniversary of International Credit Union Day. This year’s theme is “Find Your Platinum Lining.” It combines the traditional gift of platinum for 70th anniversaries with a play on the saying “every cloud has a silver lining.” Credit unions all over the world will be celebrating the history and the success of the “People-not-Profit” philosophy. …
