Your Stimulus Check FAQThe Coronavirus Aid, Relief, and Economic Security Act (CARES) provides needed assistance to businesses, expansions to unemployment insurance, and direct relief checks to many Americans. COVID-19: December 2020 relief for distribution in January 2021 Check Your Status: You can check in on the status of your stimulus check and read the Internal Revenue Service’s FAQ here: https://www.irs.gov/coronavirus/get-my-payment Need …
New Year, New Money Habits
New Year, New Money HabitsSmall Changes for Improving Your Financial Health in the New Year The New Year is a time for powerful new beginnings. It also presents an opportunity to look at our everyday habits – whether those habits relate to our health and fitness or our money habits as we manage any financial challenges. What is a habit? …
Checking Out Charities
Checking Out CharitiesGive a little or give a lot, giving to charity offers more than just warm feelings. Understand the impact on your taxes and budget. “‘Tis the season!”, so they say. Many people associate the holidays with giving or charity, and donating money to help those who are in need. In a world where we’re all unable to come …
What a Car Loan Costs
What a Car Loan CostsWhen shopping for a car, it’s usually best to start by shopping for a car loan. When you’re shopping for a car loan, remember that what it costs you to borrow depends on three things: 1. The finance charge, expressed as an Annual Percentage Rate (APR) 2. The Term, or length of time the loan lasts …
Controlling Your Holiday Spending
Controlling Your Holiday SpendingIn a year where everything is different, make sure you remain mindful about your spending this holiday season. Most years it feels like just as you’re finishing up your Thanksgiving meal, you turn around and it’s late December, and you haven’t gotten everything checked off your holiday to-do list. It’s easy to get swept up or sidetracked …
Online Shopping Tips During The Holidays
Protect Yourself When Shopping Online The holiday season is a prime time for hackers, scammers, and online thieves. Due to the pandemic, this holiday season may look and feel a bit different, but we all still need to be aware of the potential dangers online shopping can bring and the ways we can protect ourselves. While millions of Americans will …
Understanding Health Insurance
Understanding Health Insurance One of your biggest financial risks is confronting unexpected expenses that you can’t afford, no matter how careful you are with your money. That’s why learning how to navigate health insurance could save your health and your bank account. There is no way to predict what will happen; you may lead a lucky life without serious illness …
Working with a Lender
Working with Your Mortgage Lender Investing is like life – nothing ventured, nothing gained. And, purchasing a home may be the largest investment you ever make. Most lenders require you to complete a mortgage application—a comprehensive financial statement, which can feel overwhelming and complicated. But with the right lender, you’ll be able to easily navigate the necessary steps it takes …
2021 Annual Meeting, Board Nominations, and Elections
2021 Annual Meeting, Board Nominations, and ElectionsInformation regarding 2021’s Annual Meeting, board nominations, and elections Date & Time of Annual Meeting Wednesday, February 3, 2021, at 5:00 pm How the Election and Annual Meeting Work The election will not be conducted by ballot and there will be no nominations from the floor when there is only one nominee for each …
Social Security Basics
Social Security BasicsIf retirement and Social Security seem one and the same to you, there’s good reason. More than 90% of US households with someone over 65 are part of the system. And, the monthly benefits check is the primary source of income for almost two-thirds of those households. Since its introduction in 1935, in the wake of the Great …