Term Share (Certificate) Accounts

It’s easy to earn money market rates with the Term Share (Certificate) Account.

We offer tiered rates for an even higher return on your money for investors with $1,000, $10,000, $50,000, $100,000 and $200,000 or more.

Terms are 90 days and 6, 12, 24, 36, or 60 months. Choose the term that best fits your needs.

You can also open a 12-Month Growth Certificate with a minimum $200 opening deposit. Additional deposits can be made throughout the 12 month term at a minimum of $25 per deposit.

Dividends on Term Share (Certificate) Accounts can be mailed to you in the form of a check, paid to one of your other LA Financial accounts monthly or dividends can remain with the Term Share (Certificate) Account.

Early withdrawal penalties may apply; 90 days dividend penalty for 90 days – 12 month terms; and 180 days dividend penalty for terms over 12 months.

View current rates here.

Call us or visit a branch to open a Term Share (Certificate) Account.

This credit union is federally insured by the National Credit Union Administration.

  • If you are an existing member you can either call Member Services at 1-800-894-1200 or go to a branch
  • If you are not an existing member, you have two options:
    1. Apply for a Primary Savings account and open your membership online here, then call or visit a branch to open your Term Share (Certificate) account
    2. Or visit a branch near you to open all of your new accounts at the same time