Term Share (Certificate) Accounts

It’s easy to earn more with a Term Share (Certificate) Account.

Tiered rates available for an even higher return on your money with a minimum of $1,000. View current Certificate Rates

Terms are 90 days and 6, 12, 24, 36, or 60 months. Choose the term that best fits your needs.

You can also open a 12-Month Growth Certificate with a minimum $200 opening deposit. Additional deposits can be made throughout the 12 month term at a minimum of $25 per deposit.

Dividends on Term Share (Certificate) Accounts can be mailed to you in the form of a check, paid to one of your other LA Financial accounts monthly or dividends can remain with the Term Share (Certificate) Account.

Early withdrawal penalties may apply; 90 days dividend penalty for 90 days – 12 month terms; and 180 days dividend penalty for terms over 12 months.

View current rates here.

Call us or visit a branch to open a Term Share (Certificate) Account.

This credit union is federally insured by the National Credit Union Administration.

  • If you are an existing member you can either call Member Services at 1-800-894-1200 or go to a branch
  • If you are not an existing member, you have two options:
    1. Apply for a Primary Savings account and open your membership online here, then call or visit a branch to open your Term Share (Certificate) account
    2. Or visit a branch near you to open all of your new accounts at the same time