Savings Rates

Rates effective as of April 1st, 2023

Fixed Rate Term Share and IRA Certificate Accounts

Rates effective as of April 1st, 2023

¹APY=Annual Percentage Yield.

This credit union is federally insured by the National Credit Union Administration.

For all savings, IRA savings, money market, IRA money market, and interest checking accounts, the prospective Dividend Rate and prospective APY are set forth above. For all such accounts, dividends are paid from the current and available earnings, after required transfers to reserves at the end of a dividend period. The Dividend Rate and APY on all accounts may change every month, as determined by the Credit Union's Board of Directors. The Dividend Rate and APY (Annual Percentage Yield) for each Term Share (Certificate) Account is set forth above. For purposes of this disclosure, such Dividend Rates and APYs were offered within the most recent seven calendar days and were accurate as of the date set forth above. Please call 1-800-894-1200 to obtain current rate information. If a Term Share (Certificate) Account was opened, the applicable Dividend Rate and APY set forth above would be paid for the length of the term listed for such account. For such accounts, a substantial penalty may be imposed for early withdrawal. Fees for other conditions could reduce earnings on any of the listed accounts. Please refer to Schedule of Fees and Charges.

All accounts are subject to the terms and conditions set forth in the Credit Union's Account Agreement and Truth-in-Savings Disclosure. Rates and programs are subject to change without notice. LA Financial offers Traditional, Roth, Coverdell ESA, and SEP IRAs. Each offers a unique set of tax-advantage savings benefits. Plus, your IRA accounts are separately insured to $250,000 by the NCUA, a U.S. government agency. Interest rate may vary after the account is opened. Fees may reduce earnings. IRS penalty may apply for early withdrawal. See IRA disclosure statement for additional information. See your tax adviser regarding tax advantages and consequences.

For any account established by a minor, the Credit Union reserves the right to require the minor account to be a joint account or multiple party account with an owner who is at least 18 years of age, who shall be primarily liable to the Credit Union for any returned item, overdraft, or unpaid charges. Unless a guardian is an account owner, the guardian shall not have any right to access the account.