Checking Accounts

Play Spending

VIP | Our Best Account

A new kind of checking account for those who want to save the most. Play VIP accounts come with all the perks, plus interest!

Our new checking accounts help you get more from your membership. Your Spending Account will help you streamline your subscriptions, while adding personal protections, and money saving discounts to give you peace of mind online and around town.

Play Spending Account Benefits:

Online Banking - Access your account anytime, from any computer with internet access.
Mobile Banking - Check balances, make transfers, pay bills, and deposit checks with your mobile device.
Bill Pay - Decide which bills you want to pay and when.
Debit Card - A Visa debit card in your name gives you the power to decide when to buy—and when to save.
eStatements - Skip the paper statement and go paperless with eStatements.⁵

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Buyer’s Protection and Extended Warranty will replace, repair, or reimburse you up to the original purchase price of new items, less any shipping and handling charges, including electronics and consumer goods, using your BaZing checking account. ^{1, 2}
- Items are protected up to $2,500 per item if theft or accidental breakage occurs, with a maximum of $50,000 per year for the first 180-days after purchase of the protected product. ^{1, 2}

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Includes a $10,000 lifetime benefit in personal identity theft.^{1, 2}
- This benefit is divided equally among joint account holders.
Credit Monitoring³ - Your credit report is continuously monitored for suspicious activity.
Credit Report and Score³- You'll receive a quarterly report and updated credit score.
Identity Monitoring³ - Scans online sources known for illegally buying and selling personal information and notifies you if your identity may be at risk.
Identity Restoration & Payment Card Fraud Resolution - Receive expert help on fraud resolution & identity theft resolution if you become a victim of identity theft or financial fraud

Activation is required for some of these features.

With the LA Financial Perks app, your BaZing checking account offers a complete network of savings that provides you with both national and local discounts.
- Find shopping, dining, travel deals and more—LA Financial Perks has something for you.
Download the LA Financial Perks app on your phone or go to www.BaZing.com/LAFinancial and search by zip code, city and state or merchant under Local or Online Deals.

The LA Financial Perks app powered by BaZing can be found in the iOS or GooglePlay stores.
The Perks companion app is separate from our LA Financial mobile banking app. Have both apps handy on your devices today!

Find the lowest rates - Billshark helps you get the best rate from service providers for internet, cell phone, cable, satellite, home security, and more.³
We negotiate your subscription bills - Billshark can also find recurring subscriptions you no longer need and help with cancelation. BaZing members receive preferred pricing for Billshark services, which will be reflected in the cart at sign-up.³

Billshark requires activation.

Our best account for only $10 per month.

Open a Play Spending account today!

See our current rates

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Just look for the LA+ logo in your mobile app store to start saving everywhere you go!

Or login at BaZing.com/LAFinancial to get started.

The Perks companion app for BaZing checking accounts is a separate mobile app from our LA Financial mobile banking app. Have both apps handy on your devices today!

1 Subject to the terms and conditions detailed in the Guide to Benefits. Minimum $25 to open account.
2 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
3 Billshark, identity monitoring, and credit monitoring each require additional activation to begin.
4 You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice. Once you begin to dispense fuel using your BaZing Fuel, you must dispense to the 20-gallon limit or you forfeit any remaining rewards for the other gallons.
5 Paper statements incur a $3 monthly fee.
*All rates are quoted on approved credit as Annual Percentage Rates (APRs).
** Lines of Credit excluded. Offer only eligible on fixed rate, unsecured closed-end personal loans when you enroll in automatic payments. Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile, term, and the amount financed. Rates and terms are subject to change without notice.