Checking Accounts

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Play Spending  

VIP | Our Best Account 

A new kind of checking account for those who want to save the most. Play VIP accounts come with all the perks, plus interest!

    Our new checking accounts help you get more from your membership. Your Spending Account will help you streamline your subscriptions, while adding personal protections, and money saving discounts to give you peace of mind online and around town.

    Play Spending Account Benefits:

    Our best account for only $10 per month.

    Open a Play Spending account today!

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    Just look for the LA+ logo in your mobile app store to start saving everywhere you go!

    LA Financial Perks App - blue icon with white LA and + logo

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    Or login at to get started.

    The Perks companion app for BaZing checking accounts is a separate mobile app from our LA Financial mobile banking app. Have both apps handy on your devices today!

    1 Subject to the terms and conditions detailed in the Guide to Benefits. Minimum $25 to open account.
     Billshark, identity monitoring, and credit monitoring each require additional activation to begin.
    4 You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice. Once you begin to dispense fuel using your BaZing Fuel, you must dispense to the 20-gallon limit or you forfeit any remaining rewards for the other gallons.
    5 Paper statements incur a $3 monthly fee.
    *All rates are quoted on approved credit as Annual Percentage Rates (APRs).
    ** Lines of Credit excluded. Offer only eligible on fixed rate, unsecured closed-end personal loans when you enroll in automatic payments. Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile, term, and the amount financed. Rates and terms are subject to change without notice.