Kasasa Checking With Rewards

How do you want to get rewarded each month?

I want to earn really high interest

Free Kasasa Cash pays you back for purchases you would have made anyway. Free Kasasa Cash pays really high rates, plus refunds on any ATM fees nationwide*. There’s just a couple easy tasks you’ll need to do to qualify each month.

Your reward
  • 2% APY on balances up to $10,000*
  • 0.05% APY on portion of balance over $10,000*
  • 0.01% APY if qualifications aren’t met*
  • Nationwide ATM refunds (up to $20 per cycle)*
  • No minimum balance requirements to earn rewards
Ways you can manage your money (for free)
  • Online banking
  • Mobile banking
  • Bill Pay
  • VISA® debit card
  • eStatements
Earning your rewards is easy
  1. Have at least 15 debit card purchases post and settle each month
  2. Have at least 1 automatic payment (ACH) debit or bill pay post and settle

(Enrollment in eStatements is a condition of this account.)

It’s that easy!

Open a Kasasa Cash Checking Account Now



I want to earn cash back on my debit card purchases

Free Kasasa Cash Back pays you 3% cash back on debit card purchases** you would have made anyway. Plus you can get refunds on any ATM fees nationwide**. There’s just a couple easy tasks you’ll need to do to qualify each month.

Your reward
  • 3% cash back on everyday debit card purchases**
  • Nationwide ATM refunds (up to $20 per cycle)**
  • No minimum balance requirements to earn rewards
Ways you can manage your money (for free)
  • Online banking
  • Mobile banking
  • Bill Pay
  • VISA® debit card
  • eStatements
Earning your rewards is easy
  1. Have at least 15 debit card purchases post and settle each month
  2. Have at least 1 automatic payment (ACH) debit or bill pay post and settle

(Enrollment in eStatements is a condition of this account.)

It’s that easy!

Open a Kasasa Cash Back Checking Account Now



This credit union is federally insured by the National Credit Union Administration.

*Kasasa Cash +Apy = Annual Percentage Yield. APY’s accurate as of 01/01/2015. Rates may change after account is opened. Minimum to open is $25.00. Enrollment in eStatements is a condition of this account. If qualifications are met each monthly qualification cycle: (1) domestic ATM fees incurred during qualification cycle will be reimbursed up to $20.00 and credit to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.05% dividend rate on portion of balance over $10,000, resulting in 2.00%-0.23% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Accounts closed mid-cycle before dividends are posted will not receive accrued dividends. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees, incurred during qualification cycle will be reimbursed up to $20.00 and credit to account on the last day of monthly statement cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN. Transfers between accounts do not count as qualifying transactions.

**Kasasa Cash Back Minimum to open is $25.00. Enrollment in eStatements is a condition of this account. First qualification cycle automatically qualifies for rewards. When monthly qualifications are met, you receive 3.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6.00 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees, incurred during qualification cycle will be reimbursed up to $20.00 and credit to account on the last day of monthly statement cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN. Transfers between accounts do not count as qualifying transactions.

Better Rates
As not-for-profit institutions, credit unions are generally able to offer lower loan rates and higher deposit rates than the banks.

Valuable FREE Services
LA Financial Credit Union provides members with no-surcharge access to over 1,800 CO-OP Shared Branch Network locations and over 30,000 surcharge free CO-OP ATMs. Find locations here.

Membership Ownership
Owned by their members (rather than outside stockholders), credit unions are focused on people – not profits. Members elect a volunteer board to oversee their credit union; the credit union’s resources are then directed toward the good of the membership as a whole. Credit Unions exist to serve their member-owners by helping them to make the most of their money.