Checking Account Rates

Checking Rates

Rates effective as of January 21st, 2019

Share Type Balance Rate APY

Community Checking

Minimum balance to open = $25. No Dividends Paid. $3.00 Monthly Fee for Paper Statements.

 N/A N/A N/A

Kasasa Cash Back Checking

Minimum balance to open = $25. No Monthly Fee (Qualifications must be met to earn rewards).

 N/A N/A N/A

Kasasa Cash Checking

Minimum balance to open = $25. No Monthly Fee (Qualifications must be met to earn rewards) If qualifications are met and daily balance is $10,000 or less, entire balance earns 2% APY; .05% APY will be paid for that portion of daily balance over $10,000 resulting in 2.00% - 0.23% APY depending on the balance. An APY of .01% will be paid for entire balance if the qualifications are not met.

 $0.01 and up (If Not Qualified) 0.01% 0.01%
$0 - $10,000 (If Qualified) 1.98% 2.00%
$10,001 and up (If Qualified) 0.05% 0.05%

Value Checking PLUS

Minimum balance to open = $25. No minimum average daily balance must be maintained in the account to obtain the disclosed APY. $5 monthly fee.

 $0 - $9,999.99 0.01% 0.01%
$10,000 - $49,999.99 0.01% 0.01%
$50,000 - $99,999.99 0.05% 0.05%
$100,000 - $199,999.99 0.05% 0.05%
$200,000 and up 0.05% 0.05%

Premium Checking

Minimum balance to open = $25. No minimum average daily balance must be maintained in the account to obtain the disclosed APY. $5 monthly fee will be waived with $500 minimum balance or $2,500 aggregate balance or 55 years or older.

 $0 - $9,999.99 0.10% 0.10%
$10,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.15% 0.15%
$100,000 - $199,999.99 0.20% 0.20%
$200,000 and up 0.25% 0.25%

This credit union is federally insured by the National Credit Union Administration.

** KASASA checking account requirements include: monthly qualifications include 15 debit card purchases must post and settle; 1 automatic ACH or direct deposit must post and settle; enrollment in eStatement. See Account Agreement and Truth-In-Savings Disclosure for complete disclosure information.