13 Month Promo Certificate

Limited Time Offer

Effective February 1, 2019

Open a 13 Month Promo Certificate with special rates. Call us at 1-800-894-1200 or visit a branch to open.

13 Month Term Certificate*

  • 1.51% APY with only $5,000 to open, up to $24,999.99*
  • 2.27% APY from $25,000 - $250,000*
Are you in the Havasu area?

We offer membership to anyone who lives or works in Lake Havasu City through Havasu Community Credit Union.

Learn more on how to join

Certificate Comparison Rates

Rates effective as of July 20th, 2019

Share Type Balance Rate APY

13 Month Promo Certificate

Minimum to open=$5,000. See additional disclosure*.

$5,000.00 - $24,999.99 1.50% 1.51%
$25,000.00 – $250,000.00 2.25% 2.27%

12 Month Certificate – Regular Rate

Minimum to open=$1,000.

$1,000.00 - $9,999.00 0.20% 0.20%
$10,000.00 - $49,999.99 0.35% 0.35%
$50,000.00 - $99,999.99 0.55% 0.55%
$100,000.00 - $199,999.99 0.70% 0.70%
$200,000+ 0.90% 0.90%
Call us today at 1-800-894-1200 or visit a branch to find out how to open a limited time 13 Month Promo Certificate.*

Looking for something else? See all our Savings Rates

*13 Month Promo Certificate offer only good on New Money. New Money is defined as funds not currently on deposit with LA Financial Credit Union and excludes funds withdrawn from LA Financial Credit Union and redeposited into any account during the promotional period. The minimum deposit required to open the 13 Month Promo Certificate is $5,000. The certificate term is 13 months. The advertised rate of 1.51% APY for $5,000 – $24,999.99 and 2.27% APY for $25,000 – $250,000, assumes dividends remain on deposit until maturity. LA Financial Credit Union will terminate the account and impose a penalty if a withdrawal of principal is made prior to the Maturity Date. Early withdrawal penalties apply; 180 days dividend penalty for terms over 12 months. At maturity the certificate will automatically renew as regular (non-Promo) 12 Month Certificate at the dividend rate and APY then in effect. The 13 Month Promo Certificate cannot be opened as an IRA Certificate and is not available on business accounts. APY= Annual Percentage Yield. The LA Financial Credit Union 1.51% APY for $5,000 – $24,999.99 and 2.27% APY for $25,000 – $250,000 13 Month Promo Certificate is available effective February 1, 2019, for a limited time only and may be discontinued at any time. Please see our Term Share Certificate Account Agreement and Disclosure on the Term Share (Certificate) Account Application at lafinancial.org for full terms and conditions.