Save more with a 13-Month New Money Certificate

For a limited time, we're offering an even higher rate so you can save smart and build more.

Open Online Today

4 young friends walking together and wheel connections icon

You'll earn even more with this limited time offer!

Certificates are accounts that encourage you to save, not spend. They yield higher dividend return rates than typical savings accounts. At maturity, this money can either be withdrawn or rolled over to continue earning and saving.*

Min. Deposit APY* Term
13 Months

This promotional offer is only available for new money to the Credit Union.*

Open a 13-Month Certificate today before this offer disappears!

Rest assured a certificate is a safe place to save. Guaranteed returns. No monthly maintenance fees. Insured by NCUA.

Compare this offer to a 12 Month Certificate and see how much more you can earn

Rates effective as of September 26th, 2023

Share Type Balance Rate APY*

13 Month New Money Certificate

Minimum to open=$1,000. See additional disclosure*. Stated Avg daily balances must be maintained in the account to obtain disclosed APY.

$1,000+ 4.50% 4.59%

12 Month Certificate - Regular Rate

Minimum to open=$1,000.

$1,000.00 - $9,999.99 0.95% 0.95%
$10,000.00 - $49,999.99 2.20% 2.22%
$50,000.00 - $99,999.99 2.50% 2.53%
$100,000+ 3.05% 3.09%

*APY= Annual Percentage Yield. Current dividend rate is 4.59% for a 13-month certificate term. Rate is effective July 1, 2023. This promotion requires that funds be New Money to LA Financial Credit Union. “New Money” is defined as funds not currently on deposit with LA Financial Credit Union and excludes funds withdrawn from LA Financial Credit Union and redeposited into any account during the promotional period. The minimum deposit required to open the 13 Month New Money Certificate is $1,000. The certificate term is 13 months. The advertised 4.59% APY with a minimum of $1,000 assumes dividends remain on deposit until maturity. LA Financial Credit Union will terminate the account and impose a penalty if a withdrawal of principal is made prior to the Maturity Date. Early withdrawal penalties apply; 180 days dividend penalty for terms over 12 months. Certificate will rollover at maturity into a 12-month term at the then prevailing dividend rate. This offer is not valid on business accounts. The Credit Union reserves the right to end or modify this offer at any time without notice. Please see our Account Agreement and Deposit Disclosures Packet at for full terms and conditions. For current dividend rates go to Membership eligibility is required. Membership requires a minimum balance of $5 in a LA Financial Credit Union Primary Savings Account. Insured by NCUA.