12 Month Promo Certificate

12 Month Promo Certificate Campaign – November 2018

Make more with your money by opening a 12 month promo certificate account and take advantage of our higher rates. They’re only available for a limited time! Lock yours in now before it’s too late.

Limited Time Offers

12 Month Term Certificates*
  • 1.26% APY with only $5,000 to open up to $24,999.99*
  • 2.02% APY from $25,000 – $100,000*
Find out how to open your Limited Time Offer Certificate
Or contact us for more information at: 1-800-894-1200.

12 Month Certificate Comparison Rates

Rates effective as of November 18th, 2018
Share Type Balance Rate APY

12 Month Promo Certificate

Minimum to open=$5,000. See additional disclosure*.

$5,000.00 - $24,999.99 1.25% 1.26%
$25,000.00 - $100,000.00 2.00% 2.02%

12 Month Certificate - Regular Rate

Minimum to open=$5,000. See additional disclosure*.

$1,000.00 - $9,999.00 0.20% 0.20%
$10,000.00 - $49,999.99 0.35% 0.35%
$50,000.00 - $99,999.99 0.55% 0.55%
$100,000.00 - $199,999.99 0.70% 0.70%

*12 Month Promo Certificate offer only good on New Money. New Money is defined as funds not currently on deposit with LA Financial Credit Union and excludes funds withdrawn from LA Financial Credit Union and redeposited into any account during the promotional period. The minimum deposit required to open the 12-Month Promo Certificate is $5,000. The certificate term is 12 months. The advertised rate of 1.26% APY for $5,000 - $24,999.99 and 2.02% APY for $25,000 - $100,000, assumes dividends remain on deposit until maturity. LA Financial Credit Union will terminate the account and impose a penalty if a withdrawal of principal is made prior to the Maturity Date. Early withdrawal penalties for Term 90 Days – 12 months is 90 days dividends. At maturity the certificate will automatically renew as regular (non-Promo) 12-month certificate at the dividend rate and APY then in effect. The 12-Month Promo Certificate cannot be opened as an IRA certificate and is not available on business accounts. APY= Annual Percentage Yield. The LA Financial Credit Union 1.26% APY for $5,000 - $24,999.99 and 2.02% APY for $25,000 - $100,000 12-Month Promo Certificate is available for a limited time only and may be discontinued at any time.