2-4-6-8, Who Do We Appreciate?


2-4-6-8, Who Do We Appreciate?

  • 2% - APY Certificate* - 22-Month Certificate or IRA Certificate($1,000 minimum deposit)
  • 4% - APR New or Used Auto Loan** - as low as 4% APR for up to 60 months or as low as 3.5% APR with automatic payment and Direct Deposit/Payroll Deduction
  • 6% - APR Fixed Home Equity Loan*** - as low as 6% APR for 20 years with NO Closing Costs
  • 8% - APR Boats, RV's and Personal Watercraft**** - as low as 8% APR for 60 months with automatic payment and Direct Deposit/Payroll Deduction
Apply online, visit your nearest branch or call us at 800.894.1200 to take advantage of any of these offers.

Rates effective as of July 1, 2010. Rates and programs are subject to change without notice. Loan approval subject to credit and income evaluation. Rates predicated on credit worthiness, term, and the amount financed.

*2.00% APY = Annual Percentage Yield for 22 months. Also available for IRA Certificates. The Dividend Rate and APY for each Term Share (Certificate and IRA Certificate) Account is set forth above. Substantial penalty may be imposed for early withdrawal. Minimum deposit of $1,000. Term is 22 months after which the certificate will automatically be renewed as a 24-Month Certificate and earn rates based on the amount of your investment.

**As low as 4.00% APR = Annual Percentage Rate for 60 months on New or Used Autos, Light Trucks, and Motorcycles. $5,000 minimum loan amount. Some restrictions may apply.

As low as 3.50% APR for 60 months on New or Used Autos, Light Trucks, and Motorcycles, including 0.25% reduction for automatic payment and 0.25% reduction for Direct Deposit/Payroll Deduction. Based on 100% of purchase price for new cars; 100% of Kelley Blue Book retail price for used cars. Private party purchase requires DMV paperwork and 100% of Kelley Blue Book price. Representative monthly payment for each $1,000 borrowed 4% for 60 months = $18.42 and 3.50% for 60 months = $18.19.

***As low as 6.00% APR Fixed Home Equity Loan for 20-year term with no points, no pre-payment penalties and no closing costs. $350 Appraisal Fee required. Loan amounts $10,000 up to $250,000. 80% maximum loan-to-value (LTV). APR is based on a loan amount of $20,000. Applicant’s rate may be higher and loan-to-value may be lower depending on credit rating. Eligible residences must be owner-occupied, single-family homes in California or Arizona. Existing LAFCU loans not eligible for refinance without additional loan increase. The interest you pay may be 100% tax deductible (check with your tax advisor). Representative monthly payment for each $1,000 borrowed for 20 years = $7.16.

****As low as 8.00% New or Used RV, Boats and Personal Watercrafts for 5-year term. $10,000 minimum loan amount. Some restrictions may apply. Discounted rate includes 0.25% reduction for automatic payment and 0.25% reduction for Direct Deposit/Payroll Deduction. Representative monthly payment for each $1,000 borrowed 8% for 60 months = $20.28.
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APR* as low as
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Disclaimer: LA Financial Credit Union is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the LA Financial Credit Union web site, we cannot guarantee that all information is current. Please contact the Credit Union call center directly for the most current information at 800.894.1200.