Vehicle Loans

Whatever your money needs are, LA Financial Credit Union has loans for you at great competitive rates. You can calculate your loan rate with our nifty Loan Calculator or check out our fantastic Rates . You can also apply online with anytime eXpress .

  • New and Used Autos as low as 1.90% APR*
  • Up to 100% Financing
  • Up to 90 days with no payment**

* APR= Annual Percentage Rate.At 1.90% APR, your monthly payments are just $17.50 per $1,000 borrowed for 60 months. Discounted rate includes 0.50% reduction for checking account with Direct Deposit -OR- 0.25% reduction for automatic payment & 0.25% reduction for Direct Deposit/Payroll Deduction (maximum 0.50% total rate discount per loan). 100% Loan-to-Value on all cash-out refinances. Maximum mileage 100,000 (36-60 months) 85,000 (72 months) 50,000 (84 months) Maximum loan amount $150,000. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile, term, mileage, and the amount financed. Rates and terms are subject to change without notice.


**Qualifying member may select to defer their first payment for up to 90 days from the loan funding date. Interest will accrue during deferral period. Subject to credit approval Cannot be combined with other offers

 



Auto Expert

Auto Expert, our free auto buying service takes the hassle out of car shopping.

Auto Expert is an auto-locating service that saves credit union members time, money and hassle. Our advisor can help you locate the exact car that you want. Plus, using "volume discount pricing, AutoExpert can save you hundreds, even thousands of dollars off the normal retail purchase price. Best of all, the car is delivered to LA Financial Credit Union, in many cases in just 3 working days.

Call our Auto Expert representative at 800 359-4567 or 714-783-8848 or email at info@lafinancial.org (please do not send confidential information using email as it is not a secure method of communication)



AutoSmart

AutoSmart provides a car buying and selling website that allows users to search for a car near them, with additional tools such as financing calculato...AutoSmart provides a car buying and selling website that allows users to search for a car near them, with additional tools such as financing calculators, best ways to find a loan, shopping for the best deal, and how to get credit union financing at the dealership. Cudlautosmart.com - Buy a car, Sell a car, Research a car, Find a dealership



NADA

NADA (National Automobile Dealer's Association) is the nation's largest publisher of used car and truck value guides. With headquarters on the East and West Coasts, NADA guides provide the most up-to-date used car retail and trade-in pricing information for anyone looking to buy or sell a used vehicle.



Auto Insurance Verification

Just got approved for a vehicle loan and need to provide proof of insurance? Use the online verification forms on imcovered.com/lafinancial to verify your coverage. This easy to use site takes you step by step through the process so you won't miss a thing.



Recreational Vehicle Loan

A fixed rate loan for new or used Recreational Vehicles, Boats, or Personal Watercraft. On approved credit, members may finance up to 100% of the purchase price. Terms are available for up to 15 years depending on amount financed. The payment is based on rate, term, and the amount of the loan. There is no prepayment penalty. Debt Protection Coverage is available.


Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license and other identifying documentation.
To view your accounts,
VISA or eStatements,
login to anytimeBanking

User ID or Account:
Password:

   

Loans |  Deposits |  Mortgage
APR* as low as
Auto Loans

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Disclaimer: LA Financial Credit Union is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the LA Financial Credit Union web site, we cannot guarantee that all information is current. Please contact the Credit Union call center directly for the most current information at 800.894.1200.