Home Loans

Low-Cost Loans for All Your Borrowing Needs

Your Credit Union membership lets you take advantage of our low-cost loans. From personal loans, credit cards and vehicle loans to home loans and home equity loans, we offer it all...at some of the best rates around. With our tiered-rate financing, even members with credit problems may still qualify for loans at competitive rates.

Check daily mortgage rates, apply online, get an instant decision and more at anytimeMortgage!

Homeowners Advantage Program

Get a free Home Valuation and more with Homeowners Advantage Program. Receive thousands of cash rebates when you buy or sell a home using Homeowners Advantage from L.A. Financial Credit Union. This is a unique opportunity that can save you time, earn substantial cash rebates and help you buy and sell a home—at no cost to you! Click Here to find out more.

First Mortgage

First mortgages are available for purchase and refinance. Amounts up to $1,000,000 with terms up to 30 years. Call us at 800.894.1200 for competitive daily quotes of fixed rates at various fee and point combinations or check anytimeMortgage for additional information. Certain fees, conditions, and restrictions may apply.

Home Equity Line of Credit Variable Rate

Our Home Equity Line of Credit or Home Equity Loan allows you to borrow against your home's equity and take advantage of one of the few remaining tax deductions. Interests on a Home Equity Line or Loan is generally tax-deductible up to $100,000 (consult your tax advisor). Use the cash for home improvement, tuition or other major purchases; or use the money to pay off higher interest debts and you may save hundreds of dollars per year. Best of all, we have great rates and programs. Click here view rates or apply online.

Fixed Rate 2nd Mortgage Home Equity Loan

A fixed rate loan secured by a 2nd trust deed. The following single family residences in California or Arizona are eligible: Owner occupied residences, one rental property, a vacation home for personal use (not a rental). On approved credit, members may borrow from $10,000 to $250,000 (up to 80% of appraised value under certain circumstances). Terms of 5, 10, and 15 years are available. Higher LTVs are available. For more information, contact your Credit Union. Click here view rates or apply online.



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Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens and account.

What this means to you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license and other identifying documentation.



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Disclaimer: L.A. Financial Credit Union is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the L.A. Financial Credit Union web site, we cannot guarantee that all information is current. Please contact the Credit Union call center directly for the most current information at 626.792.7441 or Toll-Free 800.894.1200.