Options To Avoid Foreclosure

If you find yourself unable to manage your home loan payments, contact your primary mortgage lender right away. The sooner your lender knows about your situation the better chance you have of working out a solution. Waiting to find assistance will put you further behind in your payments and increase your chances of losing your home.

LA Financial Credit Union wants to help keep you in your home and avoid foreclosure whenever possible. If LA Financial Credit Union is your primary mortgage lender and you need help, please call us right away at (800) 894-1200 extension 8265 and request a Workout Loan. You may request LA Financial Credit Union to consider options to defer payment(s) or modify loan terms on your home loan. This is called a "Workout Loan." We will schedule you to meet with an LA Financial Credit Union Counselor within 14 days, either by phone or face-to-face. Learn more about your options and how we can assist you with a Workout Loan.

Counseling services are available for LA Financial Credit Union members who need assistance in requesting a Workout Loan. Call us at (800) 894-1200 extension 8265 for more information.

The Department of Housing and Urban Development (HUD) offers counseling to homeowners whose mortgage loans have become delinquent. This counseling could help you avoid foreclosure, and you are urged to seek it. To find a homeownership counseling agency near you please call (800) 569-4287 or TTY (800) 877-8339. See the Department of Housing and Urban Development at hud.gov for a more complete list of Community Counseling Agencies.




Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license and other identifying documentation.
To view your accounts,
VISA or eStatements,
login to anytimeBanking
User ID or Account:
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Disclaimer: LA Financial Credit Union is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the LA Financial Credit Union web site, we cannot guarantee that all information is current. Please contact the Credit Union call center directly for the most current information at 800.894.1200.